Send money to India
Best rates & providers for INR transfers
Delivery methods in India
UPI / IMPS
Instant 24/7 transfers to any UPI-linked bank account. Most popular for fast delivery.
NEFT / RTGS
Bank-to-bank transfers. NEFT processes in 30-minute batches; RTGS is for large amounts above ₹2 lakh.
Bank Account Deposit
Standard SWIFT-based wire transfer to any Indian bank. Typically 1–3 days.
Cash Pickup
Available through Western Union, MoneyGram, and local agents at thousands of locations across India.
Top corridors to India
Best providers for sending to India
Regulations & Rules
FEMA
India's Foreign Exchange Management Act governs inbound remittances. There is no limit on receiving foreign money for personal use.
RBI Guidelines
The Reserve Bank of India oversees all inbound foreign currency transfers. Banks must convert foreign currency to INR at prevailing exchange rates.
TCS on Remittances
Tax Collected at Source (TCS) of 5–20% applies to outbound transfers from India under LRS. This does not affect inbound remittances to India.