Is Skrill or Xpat.money cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Skrill and Xpat.money?

Skrill (Flat fee per transfer): Digital wallet from Paysafe Group with international transfer functionality. Xpat.money (Zero fee, FX margin only): USA→India remittance specialist (formerly Remit2Any). Zero-fee transfers tailored for non-NRE Indian senders.

Which is faster, Skrill or Xpat.money?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Skrill or Xpat.money?

Both are licensed money services businesses. Skrill is regulated in UK, EU. Xpat.money is regulated in USA. As long as you transfer through their official site or app, both are safe to use.

Does Skrill or Xpat.money offer better exchange rates?

Rate competitiveness varies. Skrill markets flat fee per transfer, while Xpat.money uses zero fee, fx margin only. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Skrill vs Xpat.money

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Flat fee per transfer

Digital wallet from Paysafe Group with international transfer functionality.

Live data unavailable.

Founded 2001

London, UK

Pros

Skrill-to-Skrill wallet transfers are free
Fast bank-to-bank transfers
Cryptocurrency and prepaid card features

Cons

Higher fees on card-funded transfers
Recipient often needs a Skrill account for cheapest option
Customer support reviews are mixed

Try Skrill

Zero fee, FX margin only

USA→India remittance specialist (formerly Remit2Any). Zero-fee transfers tailored for non-NRE Indian senders.

Live data unavailable.

Founded 2022

USA

Pros

Zero transfer fee on USD→INR
Most transfers settle instantly via UPI
Tailored for Indian NRIs with PAN-aware KYC

Cons

USA → India only — no other corridors supported
Smaller, newer company — less brand recognition than Remitly or Wise
Customer reviews mixed (3.5–4 Trustpilot range)

Try Xpat.money

Side-by-side comparison

Spec	Skrill	Xpat.money
Fee model	Flat fee per transfer	Zero fee, FX margin only
Headquarters	London, UK	USA
Founded	2001	2022
Status	Subsidiary of Paysafe Group (NYSE: PSFE)	Private (rebranded from Remit2Any to Xpat.money in 2024)
Live USD→INR fee	—	—
Live USD→INR rate	—	—
Recipient gets (USD 1,000)	—	—
Typical speed	—	—
Top corridors	GBP→INR, EUR→INR, USD→PHP	USD→INR

User reviews

Skrill

Read reviews on Trustpilot

Xpat.money

Read reviews on Trustpilot

We don't host our own reviews — we link to Trustpilot so the rating isn't influenced by us.

Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.