Payments · Platform review
Revolut Business
Competitive FX on weekdays with a wide feature set — but watch the weekend surcharge and plan costs.
$2 less per $1,000 than Wise Business
Verdict
Revolut Business is a strong choice for UK and EU-based freelancers and small businesses. The interbank FX rate on weekdays beats banks by 2-3%. The caveats: a 0.5% weekend FX surcharge on the free plan, and monthly fees from £25/month for the Scale plan where unlimited FX is included. For volume users, the per-conversion savings easily exceed the plan cost.
Fee breakdown
Example: $1,000 invoice, US client → your local bank
Pros & cons
Pros
- Interbank FX rates on weekdays — near mid-market
- Multi-currency accounts in 25+ currencies
- Integrated expense management, team cards, and payroll
- Revolut-to-Revolut transfers are instant and free
- Strong UK and EU regulatory standing (FCA-authorised)
Cons
- 0.5% weekend FX surcharge on standard conversions
- Free plan has limited FX allowance — upgrades needed for volume
- Monthly fees: £19–149/month depending on plan
- Coverage thinner outside UK/EU than Wise or Airwallex
- Customer support has historically been inconsistent
Best for
Supported corridors
Platform integrations
Frequently asked questions
Does Revolut Business charge for receiving international payments?
No. Receiving bank transfers to your Revolut Business account is free. You pay only when you convert between currencies (0% on weekdays within plan limits, 0.5% surcharge on weekends on lower plans).
How does Revolut Business compare to Wise Business?
Both are excellent. Wise wins on FX consistency (no weekend surcharge, transparent margin), global coverage, and trust (public company). Revolut wins on team features, expense management, and plan value for UK/EU businesses. For solo freelancers, Wise is usually the cleaner choice.
What currencies can I receive in with Revolut Business?
Revolut Business provides local account details in GBP, EUR, USD, CHF, PLN, RON, HUF, CZK, SEK, NOK, DKK, and more. You can hold and convert between 25+ currencies.
Is Revolut Business available outside the UK and EU?
Revolut Business is available in the UK, EU, USA, Canada, Australia, and Singapore. Coverage outside these regions is limited — Wise or Airwallex have broader global reach.