Travel · Free tools
Travel money calculators.
Free tools to calculate forex fees, ATM costs, trip spend, and whether a premium card is worth its annual fee.
Forex fee calculator
See exactly how much your bank charges in foreign transaction fees and how much you'd save by switching to a zero-fee card.
ATM fee calculator
Calculate your total ATM fees across multiple withdrawals — flat fee, percentage, and free tier limits all factored in.
Trip cost estimator
Estimate total trip spend, cash vs card split, and forex fees for 15 destinations before you travel.
Dynamic currency conversion checker
See how much DCC actually costs — and why you should always decline the 'pay in GBP' option at overseas terminals.
Card comparison tool
Compare any two travel cards side by side — forex fees, ATM limits, insurance, rewards, FSCS protection and more.
Cash vs card guide
How much cash do you actually need? Get destination-specific advice on ATM strategy, DCC warnings, and cash necessity.
Annual fee break-even calculator
Is a premium travel card worth the fee? Enter your spending habits to see if the lounge access, insurance, and rewards pay for themselves.