Travel · Tool
Travel card side-by-side comparison
Pick any two travel cards and compare them feature by feature — forex fees, ATM limits, insurance, rewards, and more.
The right travel card can save you $50–$200 or equivalent per trip simply by eliminating foreign transaction fees and ATM charges. The wrong one — a standard bank card — charges 2.75–3% on every purchase plus a flat fee per ATM withdrawal. This tool lets you compare any two cards from our database of top travel cards across the UK, US, India, Australia, and Europe, side by side on the metrics that actually matter.
The comparison covers forex fees, ATM policy, monthly cost, travel insurance, lounge access, rewards, and deposit protection status. Use it to compare Starling vs Chase, Wise vs Revolut, Charles Schwab vs Capital One, Niyo Global vs Scapia, or ING Orange vs N26 — with actual data.
Frequently asked questions
What is the best travel card by country?
UK: Starling Bank (9.4/10) — zero forex, unlimited free ATMs. US: Charles Schwab Debit (9.3/10) — zero forex, unlimited ATM rebates. India: Niyo Global (9.0/10) — zero forex, free ATMs worldwide. Australia: ING Orange Everyday (9.1/10) — zero forex, free ATMs. EU: N26 (9.0/10) — zero forex. Wise (9.1/10) works well globally.
Wise vs Revolut: which is best for travel?
Wise charges a small 0.35% forex fee but gives transparent pricing and strong multi-currency account features. Revolut free tier charges 0% on weekdays but has monthly ATM limits and weekend markups. Both work globally — Wise is better for pure currency exchange, Revolut better as an all-in-one travel app.
Should I use a debit card or credit card abroad?
Both can work well if they have zero forex fees. Credit cards often offer purchase protection on larger transactions. However, using a credit card for ATM withdrawals usually triggers a cash advance fee and immediate interest — avoid this. For daily spending, a zero-fee debit card is simpler; for large hotel or flight bookings, a zero-fee credit card adds protection.
Are Wise and Revolut deposit-protected?
Wise and Revolut are e-money institutions, not banks, so they are not covered by bank deposit guarantee schemes (FSCS in the UK, FDIC in the US, etc.). Your money is held in safeguarded accounts, separate from company funds, but without the same level of protection as a licensed bank.