AJ

Author & CEO

Aayush Jain

8 years in Fintech Growth & Product. Ex-Aspora. Ex-NRI. Building Rovia. Founder of ForexFee — built from first-hand experience of what cross-border money actually costs.

About

Aayush Jain is the Founder of ForexFee and a fintech growth and product professional with 8 years of experience building financial products for people who move money across borders. He previously worked at Aspora, a cross-border remittance platform, where he developed deep expertise in how money moves — and how much of it disappears in fees and exchange rate margins along the way.

As an ex-NRI himself, Aayush knows first-hand what it feels like to send money home and not understand why the recipient amount never quite matches what was advertised. That experience is the foundation of ForexFee: a genuinely independent comparison tool that surfaces the true all-in cost — fees plus exchange markup — across 20+ providers, and ranks them purely by what the recipient receives.

Aayush is currently building Rovia, a fintech product for NRIs and globally mobile professionals. ForexFee sits alongside that work as both a useful product and a research platform — a real-time window into how cross-border money costs are shifting across corridors, providers, and product categories.

All editorial content on ForexFee — provider reviews, travel card analyses, corridor guides, tools, and methodology — is written or directly overseen by Aayush. Every claim is verified against primary sources: provider websites, regulatory filings, and live rate data. The ranking algorithm was designed to be affiliate-blind by construction: it sorts purely on recipient value, not commission.

Expertise

  • International money transfers and remittance corridors
  • Travel card forex fees and ATM cost optimisation
  • Cross-border payment platforms for freelancers and businesses
  • Fintech product growth and user acquisition
  • Global payment rails — SWIFT, UPI, SPEI, FPS, SEPA
  • Provider fee structures: exchange margin, spread, transfer fees

Role at ForexFee

Title: Founder, ForexFee
Previously: Aspora (remittances)
Currently: Building Rovia
Experience: 8 years Fintech Growth & Product
Background: Ex-NRI
LinkedIn profile

Editorial approach

Primary sources only

Every fee figure, every rate claim, every regulatory statement is sourced from the provider's own published terms or from live rate data — never from secondary aggregators or press releases.

Affiliate-independent rankings

Affiliate relationships exist with some providers. They do not affect ranking. The ForexFee algorithm sorts purely by recipient value — the number a family actually receives after all fees and margin.

Quarterly review cycle

All content is reviewed on a quarterly schedule. Provider fee changes, card term updates, and regulatory changes trigger an immediate review outside the quarterly cycle.