Travel · Tool
Cash or card? The guide for every destination
How much cash do you actually need? Card or cash for taxis, restaurants, and markets? Get destination-specific advice.
Cash necessity
HighCash
£975
65% of budget
Card
£525
35% of budget
Cash strategy
Street food, tuk-tuks, markets, temples — almost all cash. Budget for 500–1000 THB per day in small notes.
Card strategy
Major hotels and malls accept cards. Always pay in THB, not GBP.
ATM withdrawal strategy
Withdraw 3,000–5,000 THB at a time from AEON or Kasikorn ATMs (lower fees). Expect a 200–220 THB flat fee per withdrawal.
⚠️ DCC warning for Thailand
Decline 'fixed rate' on Thai ATMs — always choose to continue in Thai Baht.