ForexFee

Travel · Calculator

Trip cost estimator

Estimate your total trip spend, see how much cash vs card you'll need, and calculate forex fees before you leave.

Good trip budgeting means knowing three things before you leave: your total likely spend, how much of that will be cash vs card, and how much your bank will charge in forex and ATM fees. This calculator covers all three — using real average daily spend data for 17 popular destinations, destination-specific cash/card ratios, and your actual card's fee structure.

The biggest variable most travellers ignore is the card they use. A standard bank card can cost $50–$200 equivalent in fees on a typical two-week trip. A zero-fee card costs nothing. Select your home region and card to see the exact difference for your trip.

Very cash-heavy — ATM withdrawals every few days.

Estimated trip breakdown

Total estimated spend
14 days × £60/day × 2 travellers
£1,680
Card spend (estimated)
40% of spend — cards widely accepted
£672
Cash withdrawals needed
60% cash economy — approx 12 ATM withdrawals
£1008
Forex fees
2.99% on £672 card spend
£20.09
ATM fees
£2.5 × 12 withdrawals
£30.00
Total fees
Forex + ATM fees combined
£50.09
Compare zero-fee cards Thailand money guide

Frequently asked questions

How much does a 2-week trip to Thailand cost?

A 2-week trip to Thailand for one person costs approximately $840 at an average of $60/day. Around 60% will be cash-based. With a standard bank card charging ~3% forex and ATM fees you'd pay $20–$25 in fees. A zero-fee card reduces that to $0.

How much spending money do I need per day in Japan?

Budget approximately $90/day equivalent in Japan for a mid-range trip — covering accommodation, food, local transport, and sightseeing. Japan is cash-heavy (70% cash) — keep ¥10,000–¥20,000 on hand. Use 7-Eleven or Japan Post ATMs for international card withdrawals.

How much can I save on travel fees with a zero-fee card?

On a 2-week trip to Thailand for 2 people, a standard bank card charging ~3% forex and ATM fees costs $60–$70. A zero-fee card eliminates all of that. On pricier destinations or longer trips, savings can reach $100–$200+.

What is the average daily spending in Bali?

Budget approximately $55/day equivalent in Bali for a comfortable mid-range trip. Around 70% of spending is in cash (IDR). Use BNI, BCA, or Mandiri bank ATMs in town centres and avoid standalone tourist ATMs which charge high fees and push DCC aggressively.