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Sending from

Send money from the Saudi Arabia

Saudi Arabia hosts roughly 13 million foreign workers — Indian (2.5M+), Pakistani (2.5M+), Bangladeshi (2M+), Filipino (~900k), Egyptian, Yemeni and Sudanese communities are the largest. After the United States and the UAE, Saudi Arabia is the world's third-largest remittance-sending country.

Annual remittance outflow: $39.4 billion (2023)

Top corridors from Saudi Arabia

Best providers for Saudi Arabia senders

Regulations & Compliance

SAMA-licensed providers

All money transmitters must be licensed by the Saudi Central Bank (SAMA, formerly SAMA). The SARIE rail handles domestic instant settlement; cross-border providers include STC Pay, Tahweel Al Rajhi, Western Union, MoneyGram, Wise (limited), and bank-led options at Al Rajhi, NCB and Riyad Bank.

Iqama (residency permit) required

Foreign workers must present a valid Iqama for any cross-border transfer. KYC thresholds tighten above SAR 60,000 (~$16,000) per transaction.

No personal income tax

Saudi Arabia has no personal income tax, so there is no tax framework on the sender side. Workers' full salary can be remitted without tax obligations in-country.

Frequently Asked Questions