Travel · Card comparison
Travelex Money Card vs Wise Card
Travellers choosing between an airport card and a digital travel card
Travelex Money Card
Forex fee
2%
ATM fee
2%
Score
4.8/10
Wise CardWinner
Forex fee
None
ATM fee
Free*
Score
9.2/10
Wise Card wins — Travellers choosing between an airport card and a digital travel card
Category
Travelex Money Card
Wise Card
Forex fee
2%
None
ATM fee
2%
Free up to £200/month
Exchange rate
Travelex rate (below market)
True mid-market
Availability
Travelex wins only on last-minute convenience
Airport (convenient)
App (requires setup)
Monthly fee
Free (load fees may apply)
Free
Verdict
Wise wins comprehensively. The Travelex card's 2% markup and ATM fees make it 2–5x more expensive than Wise. The only scenario where Travelex makes sense is if you've forgotten to set up a travel card and are at the airport with no time to prepare. For anyone who plans ahead, Wise is the clear choice.
Frequently asked questions
Travelex Money Card
Prepaid multi-currency travel card from the world's largest retail foreign exchange brand.
Forex fee2%
ATM2%
MonthlyFree (load/unload fees may apply)
Score4.8/10
Winner
Wise Card
Mid-market rate with transparent fees — one of the lowest true costs for spending abroad.
Forex feeNone
ATMFree*
MonthlyFree (one-time £7 delivery fee)
Score9.2/10