Invest · Broker review

InvestEngine

ETF-only ISA with 0% platform fee — the cheapest UK ISA for ETF investors

Reviewed by Aayush Jain·Updated May 2026
Overall score
7.5/10
FX rank#5 of 20
FX cost / $10k$25
Conversion spread0.25%
Trading commissionFree
Annual feeNone
Min investment$100

$15 more per $10,000 than Interactive Brokers (FX cost only)

Not financial advice.This is a comparison of FX costs only. We don't recommend specific investments. Always consult a qualified financial adviser before investing.

Verdict

InvestEngine is the cheapest platform for UK investors who exclusively want ETFs in an ISA. Zero platform fee, zero commission, and 0.25% FX on non-GBP ETF share classes. By using GBP-denominated ETF share classes (VUSA/GBP, CSPX/GBP), you can eliminate FX costs entirely. The limitation: ETF-only, no individual stocks.

FX cost breakdown

Conversion spread
0.25%
Above mid-market rate
Fixed FX fee
None
Per currency conversion
Total FX cost / $10k
$25
Realistic all-in estimate

FX cost comparison on $10,000 investment

Interactive Brokers$10
Trading 212$15
Tiger Brokers$20
moomoo$25

Pros & cons

Pros

  • Zero platform fee (no annual % charge)
  • Zero commission
  • Stocks & Shares ISA included
  • Auto-invest and portfolio rebalancing features
  • GBP share classes available for most major ETFs — zero FX cost

Cons

  • ETF-only — no individual stocks or bonds
  • Smaller platform history vs HL or Fidelity
  • FCA-regulated but smaller FSCS-backstop than major platforms

Who can use it

UK

Markets available

UKUS (UCITS ETFs only)

Supported corridors

GBP→USD (for non-GBP ETF share classes)

Regulated by

UK
FCA

Frequently asked questions

Is InvestEngine the cheapest ETF ISA in the UK?

Yes, for pure ETF investors. Zero platform fee, zero commission, and the ability to use GBP-denominated ETF share classes to eliminate FX costs makes InvestEngine the lowest-total-cost ISA for UK index ETF investors as of 2026. The trade-off: ETF-only.