Prepaid · Visa5/10
ICICI Bank Sapphiro Forex Card
Reviewed by Aayush JainUpdated May 2026
Multi-currency prepaid card from ICICI — convenient for ICICI customers, but expensive vs zero-fee alternatives.
Visit ICICI BankForex fee
3.5%
ATM fee
2%
Monthly fee
Issuance fee applies
Network
Visa
Available in
India
ATM detail: Fees apply on international ATM withdrawals.
Our verdict
Like other Indian bank forex cards, the ICICI Sapphiro charges a 3.5% forex markup that costs you significantly on every international trip. The only reason to use it over Niyo Global is existing ICICI relationship or convenience. For pure value, switch to Niyo Global.
Pros
- Convenient for ICICI Bank customers
- Multiple currencies supported
- Widely available at ICICI branches
Cons
- 3.5% forex markup
- ATM fees abroad
- Much more expensive than Niyo Global or Wise
Best for
ICICI customers wanting convenience over savings
Frequently asked questions
Cost summary
Card typePrepaid
NetworkVisa
Forex fee3.5%
Free ATMNo free tier
Monthly feeIssuance fee applies
Available inIndia
Compare alternatives
Niyo Global Card
No forex fee · 8.8/10
Scapia Federal Bank Credit Card
No forex fee · 8.5/10
Uni Pay 1/3rd Card
1.5% forex fee · 7/10
HDFC Multi-Currency Forex Card
3.5% forex fee · 5.5/10