Does Revolut charge a foreign transaction fee?

No foreign transaction fee on card spending up to your plan's fair usage limit. However, the Standard plan adds a 0.5–1% surcharge on currency exchange at weekends (Saturday midnight to Sunday midnight UTC).

Is Revolut good for ATM withdrawals abroad?

Standard plan: free up to £200/month, then 2% fee. Plus: free up to £400. Premium: free up to £800. Metal: unlimited free ATM withdrawals. For heavy cash use, upgrade to Premium or Metal.

Is Revolut a real bank?

Revolut has a banking licence in Lithuania (covering EEA) and the UK. In other regions it operates as an e-money institution. Customer funds are safeguarded, not FSCS-protected in all regions — check your specific country.

Debit · Visa8.5/10

Revolut Card

Name: Revolut Card Review — Forex Fees, ATM Costs & Verdict
Item: Revolut Card
Rating: 8.5
Author: Aayush Jain

Reviewed by Aayush JainUpdated May 2026

Interbank rates on weekdays, multi-currency account, and generous ATM allowances on paid plans.

Visit Revolut

Forex fee

None

ATM fee

Free*

Monthly fee

Free (Standard) / £3.99 (Plus) / £7.99 (Premium) / £14.99 (Metal) / £45 (Ultra)

Network

Visa

Available in

UK · EU · USA · Australia · Singapore · Japan · Canada

ATM detail: Weekend surcharge of 0.5–1% applies on Standard plan. Paid plans remove this.

Our verdict

Revolut is a strong travel card, especially on paid plans. The Standard (free) plan has a weekend surcharge that can catch you out — if you travel on weekends, Wise is a safer bet. Premium and Metal plans unlock unlimited ATM withdrawals and travel insurance, making them worthwhile for frequent travellers.