Debit · Visa9.1/10
Chase UK Card
Reviewed by Aayush JainUpdated May 2026
1% cashback on all spending including abroad, zero forex fees, and free ATM withdrawals — plus 1% on international spending.
Visit Chase (JP Morgan)Forex fee
None
ATM fee
Free*
Monthly fee
Free
Network
Visa
Available in
UK
ATM detail: No ATM fees globally. Daily limit £500.
Our verdict
Chase UK is arguably the best free travel card in the UK right now. Zero forex fees, unlimited free ATM withdrawals, and 1% cashback on everything — including overseas spending — is an unbeatable combination. The cashback cap of £15/month means it's less valuable for very high spenders, but for most travellers it's exceptional.
Pros
- 1% cashback on all spending including abroad
- Zero foreign transaction fee
- Unlimited free ATM withdrawals globally
- No monthly fee
- Visa exchange rate — highly competitive
- Backed by JP Morgan — strong financial backing
Cons
- UK residents only
- Cashback capped at £15/month
- No multi-currency account
- Relatively new — fewer features than Monzo/Starling
Best for
UK travellers who want cashbackThose spending heavily abroadEveryday + travel card combo
Frequently asked questions
Cost summary
Card typeDebit
NetworkVisa
Forex feeNone
Free ATMUnlimited (up to £500/day ATM limit)
Monthly feeFree
Available inUK
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