Prepaid · Visa4.5/10
SBI Foreign Travel Card
Reviewed by Aayush JainUpdated May 2026
SBI's multi-currency prepaid forex card — widespread availability but high forex fees.
Visit State Bank of IndiaForex fee
3.5%
ATM fee
2%
Monthly fee
Issuance fee applies
Network
Visa
Available in
India
ATM detail: 2% or minimum charge on international ATM withdrawals.
Our verdict
SBI Foreign Travel Card is the least competitive option in this guide on cost. The 3.5% forex markup is standard for Indian bank cards but expensive in absolute terms. The only advantage is SBI's ubiquity in smaller Indian cities. For any traveller who can set up Niyo Global, that should be the choice over SBI.
Pros
- Available at all SBI branches — very accessible
- Good for travellers in smaller cities with SBI access
- Multiple currencies
Cons
- 3.5% forex markup — one of the most expensive options
- ATM fees abroad
- No digital-first features
Best for
SBI account holders needing a quick solutionTravellers in areas only served by SBI
Frequently asked questions
Cost summary
Card typePrepaid
NetworkVisa
Forex fee3.5%
Free ATMNo free tier
Monthly feeIssuance fee applies
Available inIndia
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