Prepaid · Visa4.5/10

SBI Foreign Travel Card

Reviewed by Aayush JainUpdated May 2026

SBI's multi-currency prepaid forex card — widespread availability but high forex fees.

Visit State Bank of India
Forex fee
3.5%
ATM fee
2%
Monthly fee
Issuance fee applies
Network
Visa
Available in
India

ATM detail: 2% or minimum charge on international ATM withdrawals.

Our verdict

SBI Foreign Travel Card is the least competitive option in this guide on cost. The 3.5% forex markup is standard for Indian bank cards but expensive in absolute terms. The only advantage is SBI's ubiquity in smaller Indian cities. For any traveller who can set up Niyo Global, that should be the choice over SBI.

Pros

  • Available at all SBI branches — very accessible
  • Good for travellers in smaller cities with SBI access
  • Multiple currencies

Cons

  • 3.5% forex markup — one of the most expensive options
  • ATM fees abroad
  • No digital-first features

Best for

SBI account holders needing a quick solutionTravellers in areas only served by SBI

Frequently asked questions