Is Revolut or Wise cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

Which is faster, Revolut or Wise?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Revolut or Wise?

Both are licensed money services businesses. Revolut is regulated in UK, EU, USA. Wise is regulated in UK, USA, EU. As long as you transfer through their official site or app, both are safe to use.

Does Revolut or Wise offer better exchange rates?

Rate competitiveness varies. Revolut markets free tier + premium subscriptions, while Wise uses percentage + flat. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Revolut vs Wise

Q: What's the main difference between Revolut and Wise?

Revolut (Free tier + premium subscriptions): Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard. Wise (Percentage + flat): Mid-market rate with a transparent percentage fee — no hidden FX margin.

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Free tier + premium subscriptions

Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Live data unavailable.

Founded 2015

London, UK

Pros

Hold balances in 30+ currencies in a single account
Mid-market FX up to monthly free limit — best for occasional travel and small transfers
Strong mobile app with budgeting, savings, and crypto features

Cons

Free FX limits cap usefulness — heavy users hit the cap quickly
Weekend FX surcharge (0.5–1%) is annoying for active users
Customer support has historically been chat-only and slow

Try Revolut

Percentage + flat

Mid-market rate with a transparent percentage fee — no hidden FX margin.

Fee: USD 11.72
Rate: 94.8625
Speed: Within hours
Recipient gets: INR 93,751

Founded 2011

London, UK

Pros

Uses the real mid-market exchange rate
Transparent fee breakdown shown before you confirm
Multi-currency account with local bank details in 9+ regions

Cons

No cash pickup — bank account required on the receiving end
Percentage fee can add up on very large transfers
Some less common corridors not supported

Try Wise

Side-by-side comparison

Spec	Revolut	Wise
Fee model	Free tier + premium subscriptions	Percentage + flat
Headquarters	London, UK	London, UK
Founded	2015	2011
Status	Private (~$45B valuation, Bank of Lithuania licensed)	Public (LSE: WISE)
Live USD→INR fee	—	USD 11.72
Live USD→INR rate	—	94.8625
Recipient gets (USD 1,000)	—	INR 93,751
Typical speed	—	Within hours
Top corridors	GBP→EUR, USD→EUR, GBP→USD	USD→INR, GBP→INR, EUR→INR

User reviews

Revolut

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Wise

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We don't host our own reviews — we link to Trustpilot so the rating isn't influenced by us.

Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.