Mid-sized transfer

500 EUR to PHP — How much is €500 in PHP today?

Transfers in the $500–$2,000 range are typical of monthly family remittances, freelancer payouts, and one-off bill payments abroad. This is where the rate margin (the hidden cost in the exchange rate) starts to outweigh the upfront fee.

Reviewed by Aayush Jain·Updated Sep 2026

Today's best

€500 = ₱35,493 PHP

via WorldRemit · No fee · Rate 70.9863

At the mid-market rate (71.2573), €500 would convert to exactly ₱35,629. The number above is what WorldRemit actually delivers after fees and any rate margin.

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What every provider gives you for €500

Live
ProviderFeeRateRecipient gets
WorldRemitFree70.9863₱35,493Send
InstaremFree70.6915₱35,346Send
WiseEUR 4.1471.2573₱35,334Send
MoneygramEUR 0.9070.7252₱35,299Send
PaysendEUR 1.5070.5637₱35,176Send
RemitlyEUR 0.9970.4655₱35,163Send
Western UnionEUR 2.9970.1452₱34,863Send
MoneseEUR 10.0071.0636₱34,821Send
ABN AMRO BankEUR 11.0070.6077₱34,527Send
XoomEUR 2.9969.4280₱34,506Send
PayPalEUR 3.9967.7742₱33,617Send
OFXEUR 10.0068.5639₱33,596Send
UniCreditEUR 15.2568.8672₱33,383Send
SparkasseEUR 50.0070.6551₱31,795Send

Save ₱3,698 by choosing the top-ranked provider over the lowest in this list.

Best provider for mid-sized transfers

Wise, Instarem and the rate-margin MTOs are usually within 0.5% of each other in this range. Pick the one with the fastest delivery method to your recipient's bank or wallet.

Common use cases for this amount: Monthly remittances, freelancer invoices, hotel/booking payments, education enrolment fees.

Other EUR → PHP amounts

Live rates from Wise's public comparison API, refreshed every 5 minutes. Conversion uses real provider quotes for 500 EUR — not the mid-market rate. See our methodology for ranking logic, or the full EUR → PHP corridor page for any custom amount.