Mid-sized transfer

500 EUR to PHP — How much is 500 in PHP today?

Transfers in the $500–$2,000 range are typical of monthly family remittances, freelancer payouts, and one-off bill payments abroad. This is where the rate margin (the hidden cost in the exchange rate) starts to outweigh the upfront fee.

Reviewed by Aayush Jain·Updated Aug 2026

Today's best

500 = 36,045 PHP

via Moneygram · EUR 0.90 fee · Rate 72.2193

At the mid-market rate (72.6093), 500 would convert to exactly 36,305. The number above is what Moneygram actually delivers after fees and any rate margin.

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What every provider gives you for 500

Live
ProviderFeeRateRecipient gets
MoneygramEUR 0.9072.219336,045Send
WiseEUR 4.1472.609336,004Send
InstaremFree71.987435,994Send
WorldRemitFree71.983435,992Send
BNP ParibasFree71.661535,831Send
MoneseEUR 10.0072.264435,410Send
Western UnionEUR 0.9970.709235,285Send
ABN AMRO BankEUR 11.0071.876135,147Send
SparkasseEUR 15.0071.735734,792Send
PayPalEUR 3.9969.263934,356Send
OFXEUR 10.0069.810134,207Send
UniCreditEUR 15.2570.242434,050Send

Save 1,995 by choosing the top-ranked provider over the lowest in this list.

Best provider for mid-sized transfers

Wise, Instarem and the rate-margin MTOs are usually within 0.5% of each other in this range. Pick the one with the fastest delivery method to your recipient's bank or wallet.

Common use cases for this amount: Monthly remittances, freelancer invoices, hotel/booking payments, education enrolment fees.

Other EURPHP amounts

Live rates from Wise's public comparison API, refreshed every 5 minutes. Conversion uses real provider quotes for 500 EUR — not the mid-market rate. See our methodology for ranking logic, or the full EURPHP corridor page for any custom amount.