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Invest · Broker comparison

Interactive Brokers vs Charles Schwab

IBKR vs Charles Schwab compared for non-US investors — FX cost, account availability, international trading, and which to choose.

Winner on FX cost: Interactive Brokers

IBKR is available in 200+ countries; Schwab International is primarily for US expats. IBKR's FX cost is $10 per $10,000 vs Schwab's $30. And IBKR offers access to more global markets.

Interactive Brokers

3

metrics won

$10

FX cost per $10k

✓ Winner

vs

1 ties

Charles Schwab

2

metrics won

$30

FX cost per $10k

Interactive Brokers vs Charles Schwab: Full comparison

MetricInteractive BrokersCharles SchwabBetter
FX cost per $10,000
$10
$30
Interactive Brokers
Countries available
200+
Primarily for US expats
Interactive Brokers
US banking
No
Yes (Schwab Bank)
Charles Schwab
ATM fee rebates
No
Yes (Schwab Bank debit)
Charles Schwab
Research tools
Excellent
Excellent
Tie
Account minimum
$0
$25,000 (International)
Interactive Brokers

Our verdict

Charles Schwab International is excellent for US citizens living abroad who want to maintain access to US markets. For non-US residents wanting to buy US stocks, IBKR is the better choice — more widely available, lower FX cost, and better global market access. Schwab's strength is its comprehensive US financial services ecosystem (banking + brokerage + advisory).

When to choose each

Choose Interactive Brokers if…

  • Non-US residents investing in US/global stocks
  • Cost-conscious investors making large conversions
Full Interactive Brokers review

Choose Charles Schwab if…

  • US expats abroad needing US banking + investing in one place
  • Investors wanting ATM fee rebates via Schwab debit card
Full Charles Schwab review

Frequently asked questions

Can Indians open a Charles Schwab account?

Schwab International Account is available to US citizens and residents living abroad, as well as some non-US nationals. However, it's not straightforward for Indian residents — IBKR is a more reliable and cost-effective option for Indian investors.

Compare all brokers by FX cost

Full rankings by FX cost per $10,000 invested

Full comparison