How to Receive SGD as a Freelancer — Guide by Country
Singapore — growing Southeast Asian business hub. Select your country to see the best platforms, FX rates, and tax notes for receiving SGD.
Select your country
India
SGD → INR
Best rate: 0.4–0.6% total
Bank rate: 0.5–1.5% below mid-market
Philippines
SGD → PHP
Best rate: 0.5–0.8% total
Bank rate: 1–2% below mid-market
Nigeria
SGD → NGN
Best rate: Wise limited in Nigeria — use Payoneer or Grey
Bank rate: 2–5% below mid-market (official); parallel market varies
Pakistan
SGD → PKR
Best rate: Wise has limited Pakistan support — use Payoneer
Bank rate: 1–3% below mid-market
Bangladesh
SGD → BDT
Best rate: Wise limited — use Payoneer
Bank rate: 1–2% below mid-market
Ukraine
SGD → UAH
Best rate: Wise available for USD/EUR → UAH
Bank rate: 1–2% below mid-market
Romania
SGD → RON
Best rate: 0.3–0.5% total (Wise works well in Romania)
Bank rate: 0.5–1% below mid-market
Kenya
SGD → KES
Best rate: Wise limited — use Payoneer or Chipper Cash
Bank rate: 1.5–3% below mid-market
Brazil
SGD → BRL
Best rate: Wise available for BRL — IOF tax still applies
Bank rate: 1–3% below mid-market plus IOF tax
Egypt
SGD → EGP
Best rate: Wise limited — use Payoneer
Bank rate: 2–5% below mid-market