Prepaid · Mastercard7/10
Caxton Card
Reviewed by Aayush JainUpdated May 2026
UK prepaid travel card with competitive rates and no surprise fees on spending abroad.
Visit CaxtonForex fee
None
ATM fee
1.5%
Monthly fee
Free
Network
Mastercard
Available in
UK
ATM detail: 1.5% fee on ATM withdrawals abroad. Better for card spending than cash.
Our verdict
Caxton is a decent UK prepaid travel card for spending, but the 1.5% ATM fee makes it less competitive for cash withdrawals. For a better all-round option, Wise or Starling are stronger choices.
Pros
- No foreign transaction fee on spending
- No monthly fee
- Easy to load and manage
- Mastercard rate on spending
Cons
- 1.5% ATM withdrawal fee abroad
- Prepaid — requires loading in advance
- Less competitive than Wise/Starling overall
Best for
UK travellers who mainly pay by cardThose wanting a simple prepaid solution
Frequently asked questions
Cost summary
Card typePrepaid
NetworkMastercard
Forex feeNone
Free ATMNo free ATM tier — 1.5% fee on all international withdrawals
Monthly feeFree
Available inUK
Compare alternatives
Wise Card
No forex fee · 9.2/10
Chase UK Card
No forex fee · 9.1/10
Starling Bank Card
No forex fee · 9/10
Revolut Card
No forex fee · 8.5/10