Debit · Mastercard7.8/10
Zing Card
Reviewed by Aayush JainUpdated May 2026
HSBC's new standalone travel app and card — zero forex fees with the backing of a global bank.
Visit HSBCForex fee
None
ATM fee
Free*
Monthly fee
Free
Network
Mastercard
Available in
UK · EU
ATM detail: 5 free international ATM withdrawals per month up to £300 total. 2% fee thereafter.
Our verdict
Zing is HSBC's answer to Wise and Revolut — and it's a credible entry. Zero forex fees, 5 free ATM withdrawals, and the stability of HSBC behind it. It's newer than the competition and still building features, but already competitive for most travellers.
Pros
- Zero foreign transaction fee
- Backed by HSBC — established financial institution
- 5 free ATM withdrawals/month
- Multi-currency account
- No monthly fee
Cons
- 2% ATM fee above monthly free tier
- Newer product — fewer features than Wise/Revolut
- Limited to UK and EU currently
Best for
UK travellers wanting HSBC backingThose wanting a newer travel-focused app
Frequently asked questions
Cost summary
Card typeDebit
NetworkMastercard
Forex feeNone
Free ATM5 free ATM withdrawals/month (up to £300 total)
Monthly feeFree
Available inUK, EU
Compare alternatives
Wise Card
No forex fee · 9.2/10
Chase UK Card
No forex fee · 9.1/10
Starling Bank Card
No forex fee · 9/10
Revolut Card
No forex fee · 8.5/10