Travel · Card comparison
ING Orange Everyday vs Up Bank Card
Best travel cards for Australians
ING Orange EverydayWinner
Forex fee
None
ATM fee
Free*
Score
8.5/10
Up Bank Card
Forex fee
None
ATM fee
Free*
Score
8.7/10
ING Orange Everyday wins — Best travel cards for Australians
Category
ING Orange Everyday
Up Bank Card
Forex fee
None
None
ATM fee (Up side)
None
None
Operator fee rebate
No
Yes (when criteria met)
Monthly criteria
None
Deposit $1,000 + 5 transactions
Monthly fee
Free
Free
App quality
Excellent
Good
Verdict
ING wins for travellers who meet the monthly criteria — it rebates ALL ATM fees including operator fees, making it cheaper than Up in cash-heavy destinations. Up is simpler (no monthly criteria) and still excellent. For travellers who actively bank with ING, ING wins. For everyone else, Up is the default.
Frequently asked questions
Winner
ING Orange Everyday
Australian bank account with fee rebates on international ATM withdrawals when monthly criteria are met.
Forex feeNone
ATMFree*
MonthlyFree
Score8.5/10
Up Bank Card
Best travel debit card for Australians — zero forex fees and free ATM withdrawals globally.
Forex feeNone
ATMFree*
MonthlyFree
Score8.7/10