How do ING's ATM rebates work in Australia?

Name: ING Orange Everyday Review — Forex Fees, ATM Costs & Verdict
Item: ING Orange Everyday
Rating: 8.5
Author: Aayush Jain

If you deposit $1,000+ and make 5+ purchases in a calendar month, ING rebates all ATM fees charged to your account that month — including fees charged by the ATM operator. This makes it fully free at any ATM globally.

Debit · Visa8.5/10

ING Orange Everyday

Reviewed by Aayush JainUpdated May 2026

Australian bank account with fee rebates on international ATM withdrawals when monthly criteria are met.

Visit ING Australia

Forex fee

None

ATM fee

Free*

Monthly fee

Free

Network

Visa

Available in

Australia

ATM detail: Rebates all ATM fees globally including operator fees when monthly criteria are met. Criteria: deposit $1,000+ and make 5+ purchases per month.

Our verdict

ING Orange Everyday beats Up for ATM use because it rebates operator fees too — truly free cash globally. The catch: you need to deposit $1,000 and make 5 purchases every month. For Australians who bank actively with ING, this is the best ATM card available.