Debit · Visa8.7/10
Up Bank Card
Reviewed by Aayush JainUpdated May 2026
Best travel debit card for Australians — zero forex fees and free ATM withdrawals globally.
Visit Up (Bendigo Bank)Forex fee
None
ATM fee
Free*
Monthly fee
Free
Network
Visa
Available in
Australia
ATM detail: No ATM fees on Up's side anywhere in the world. ATM operator fees may still apply.
Our verdict
Up is the go-to travel card for Australians. Zero forex fees, zero ATM fees on Up's side, no monthly charge. The Visa rate is competitive. For Australians heading abroad, Up should be in your wallet.
Pros
- Zero foreign transaction fee
- Free ATM withdrawals globally (Up side — operator fees may apply)
- Visa exchange rate — competitive
- No monthly fee
- Excellent app and budgeting features
Cons
- Australia only
- Some ATM operators charge their own fee (not reimbursed)
- Not as feature-rich as Wise for multi-currency management
Best for
Australian travellersYoung Australians wanting a simple travel card
Frequently asked questions
Cost summary
Card typeDebit
NetworkVisa
Forex feeNone
Free ATMUnlimited free ATM withdrawals globally
Monthly feeFree
Available inAustralia
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