Travel · Card comparison
N26 Card vs Revolut Card
EU residents choosing between two digital banks for travel
N26 Card
Forex fee
None
ATM fee
Free*
Score
7.9/10
Revolut CardWinner
Forex fee
None
ATM fee
Free*
Score
8.5/10
Revolut Card wins — EU residents choosing between two digital banks for travel
Category
N26 Card
Revolut Card
Forex fee
N26 no weekend surcharge
None
None (0.5–1% weekends)
ATM fee abroad (free plan)
1.7%
£200/month free
Monthly fee
Free–€16.90
Free–£45
Global coverage
EU, US, Brazil
Wider global coverage
Exchange rate
Revolut interbank slightly better on weekdays
Mastercard rate
Interbank (weekdays)
Verdict
Revolut edges ahead for EU travellers — better global coverage, stronger app, and more competitive plans. N26 is solid but the 1.7% ATM fee abroad on the free plan is a genuine weakness. Both offer zero forex fees on spending. For ATM use, Revolut Standard's £200/month free beats N26's paid requirement for fee-free withdrawals.
Frequently asked questions
N26 Card
European digital bank with zero forex fees — available across EEA, US and Brazil.
Forex feeNone
ATMFree*
MonthlyFree (Standard) / €4.90 (Smart) / €9.90 (You) / €16.90 (Metal)
Score7.9/10
Winner
Revolut Card
Interbank rates on weekdays, multi-currency account, and generous ATM allowances on paid plans.
Forex feeNone
ATMFree*
MonthlyFree (Standard) / £3.99 (Plus) / £7.99 (Premium) / £14.99 (Metal) / £45 (Ultra)
Score8.5/10