Travel · Card comparison
Revolut Card vs Wise Card (USD)
American travellers comparing Revolut and Wise
Revolut Card
Forex fee
None
ATM fee
Free*
Score
8.5/10
Wise Card (USD)Winner
Forex fee
None
ATM fee
Free*
Score
8.8/10
Wise Card (USD) wins — American travellers comparing Revolut and Wise
Category
Revolut Card
Wise Card (USD)
Forex fee
None (0.5–1% weekends, Standard)
None
Exchange rate
Interbank (weekdays)
True mid-market
ATM free tier
$350/month (Standard)
$100/month
Multi-currency
30+ currencies
40+ currencies
Monthly fee
Free–$16.99/month
Free (one-time $9)
Verdict
Wise wins for Americans on exchange rates — true mid-market 24/7 vs Revolut's weekend surcharge on the Standard plan. Revolut wins on ATM allowances at higher plan tiers. The Wise + Schwab combination is still the best US travel setup, but Wise alone beats Revolut Standard.
Frequently asked questions
Revolut Card
Interbank rates on weekdays, multi-currency account, and generous ATM allowances on paid plans.
Forex feeNone
ATMFree*
MonthlyFree (Standard) / £3.99 (Plus) / £7.99 (Premium) / £14.99 (Metal) / £45 (Ultra)
Score8.5/10
Winner
Wise Card (USD)
Same mid-market rate Wise card — the best option for American travellers who want multi-currency flexibility.
Forex feeNone
ATMFree*
MonthlyFree (one-time $9 card fee)
Score8.8/10