Embassy visa · 90 days

Europe for Chinese passport holders: Schengen visa from China, direct flights, CNY payment strategy

Chinese passport holders need a Schengen visa — apply through VFS Global or directly at the European embassy in Beijing or Shanghai. Air China and Lufthansa both fly direct China to European hubs in 12 hours. UnionPay is widely accepted across Europe.

Updated June 1, 202613 min read

Visa requirements

Type
Embassy visa
Max stay
90 days
Fee
$97 USD (€90)
Processing
15 days

Chinese nationals apply for Schengen visa at the relevant European embassy in Beijing, Shanghai, Guangzhou, or Chengdu — or through VFS Global China. Fee: €90. Processing: 15 calendar days. Required: passport, application form, photos, flight and hotel bookings, travel insurance (€30,000 minimum), and 3–6 months bank statements.

Documents required

  • Valid passport (6+ months validity, issued within last 10 years)
  • Completed Schengen visa application form
  • Two recent passport photographs
  • Return or onward flight tickets
  • Hotel / accommodation bookings for full stay
  • Travel insurance — minimum €30,000 coverage across entire Schengen area (mandatory)
  • Bank statements — 3 months (demonstrating sufficient funds, approximately €100/day)
  • Employment letter with salary confirmation, or proof of enrolment/business registration

Flights from China to Europe (Schengen)

Air China
Daily Beijing (PEK) to Frankfurt FRA, Paris CDG, London LHR, Rome FCO, Madrid MAD
Direct · 12h
$700
economy return
$3500
business return
China Eastern
Daily Shanghai (PVG) to Paris CDG, Frankfurt FRA, Amsterdam AMS, Milan MXP
Direct · 12h
$680
economy return
$3400
business return
Lufthansa
Daily PEK and PVG to Frankfurt FRA and Munich MUC
Direct · 12h
$750
economy return
$4000
business return

Money, cards & forex fees

Standard China bank cards charge 1.5% on every EUR purchase. On a $2,000 trip that's $30 in hidden fees. Use one of the cards below to avoid this.
Wise
debit
Forex fee: 0.35%ATM: Free ATM to $100/month

Best CNY→EUR rate for Chinese travellers to Europe

Bank of China UnionPay
debit
Forex fee: 1.5%ATM: UnionPay accepted at most European ATMs and major retailers

Most practical card — UnionPay widely accepted across EU

Alipay / WeChat Pay
prepaid
Forex fee: 1%ATM: No ATM function — mobile payment only

Increasingly accepted at European tourist sites, duty-free shops, some restaurants

ATMs in Europe (Schengen)

Best ATMs: Use ATMs attached to local banks: BNP Paribas, Deutsche Bank, ING, Crédit Agricole, Rabobank. Avoid Euronet ATMs (the standalone machines in tourist areas, airports, train stations) — they add 3–5% markup and poor exchange rates on top of their own fees.

Typical surcharge: €2–5 at local bank ATMs; €5–10 at Euronet standalone ATMs — avoid Euronet

Withdrawal tip: Most of Europe (especially cities) is card-friendly — Visa/Mastercard contactless accepted almost everywhere. Keep €50–100 cash for markets, smaller restaurants, and rural areas. Some restaurants in Italy and Greece still prefer cash.

DCC warning: Euronet ATMs and some hotel ATMs will offer to charge in your home currency — always decline and choose EUR. DCC adds 3–5% to every transaction.
Visa PlusMastercard CirrusAmerican ExpressUnionPay

Top cities in Europe (Schengen)

Paris

avg daily budget
$180/day

The world's most visited city — the Eiffel Tower, the Louvre, Notre-Dame Cathedral (now restored), Montmartre, and some of the world's finest restaurants. Paris demands at least 4–5 days and rewards slow exploration. The RER and Métro connect every arrondissement. Museum queues are long; pre-book everything.

Eiffel TowerLouvre MuseumNotre-Dame CathedralMontmartre & Sacré-CœurMusée d'OrsayVersailles (day trip)
Payments: mostly card

Amsterdam

avg daily budget
$160/day

A city of canals, world-class museums, and cycling culture. The Rijksmuseum and Van Gogh Museum are among Europe's finest. The Anne Frank House requires timed tickets booked weeks ahead. Amsterdam's compact size makes it ideal for walking or cycling. Vibrant nightlife and exceptional food scene.

RijksmuseumVan Gogh MuseumAnne Frank HouseCanal boat tourKeukenhof Gardens (spring)Heineken Experience
Payments: mostly card

Rome

avg daily budget
$150/day

Two thousand years of history in a single walkable city. The Colosseum, Roman Forum, Vatican Museums, Sistine Chapel, Trevi Fountain, and Pantheon are all within reasonable distance. Rome rewards those who get lost in its neighbourhoods — Trastevere and Pigneto offer the most authentic dining. Book Vatican tickets at least 2 weeks ahead.

Colosseum & Roman ForumVatican Museums & Sistine ChapelTrevi FountainPantheonBorghese GalleryTrastevere neighbourhood
Payments: mixed

Barcelona

avg daily budget
$145/day

Gaudí's architectural masterpieces define Barcelona — Sagrada Família (still being completed after 140+ years), Park Güell, Casa Batlló, and La Pedrera make it unlike any other European city. The Gothic Quarter, La Boqueria market, and Barceloneta beach complete the picture. Famously late dining culture — restaurants don't fill until 9–10pm.

Sagrada FamíliaPark GüellGothic QuarterCasa BatllóLa Boqueria MarketCamp Nou (FC Barcelona)
Payments: mostly card

Berlin

avg daily budget
$130/day

Europe's most fascinating city for 20th-century history — the Brandenburg Gate, Berlin Wall Memorial, Holocaust Memorial, and Checkpoint Charlie tell the story no textbook can. Berlin is also Europe's club capital and has a thriving contemporary art and tech scene. Comparatively affordable by Western European standards. Museum Island is a UNESCO World Heritage site.

Brandenburg GateBerlin Wall MemorialHolocaust MemorialMuseum IslandCheckpoint CharlieEast Side Gallery
Payments: mixed

Schengen visa application from China and VAT refunds

Chinese nationals apply for Schengen visas through European embassy visa sections or VFS Global China offices in Beijing, Shanghai, Guangzhou, Chengdu, and Shenyang. The process mirrors the standard application — €90 fee, 15 calendar days, travel insurance required. China is Europe's largest non-EU tourism source market and visa approval rates are generally high for applicants with stable employment and travel history. On arrival, European VAT refund schemes allow Chinese visitors to claim back 12-20% on purchases over the minimum threshold (€175 in France, €154 in Germany). Ask for a détaxe/Tax Free form at major retailers and present at the airport departure hall before boarding.

On-arrival tips

  • 1Chinese tourism is the largest non-EU source market for Europe — Chinese-language services common in Paris, Rome, and Amsterdam luxury retail
  • 2VAT refund (détaxe in France) allows claiming back ~12-20% on purchases over €175 at participating retailers
  • 3Alipay and WeChat Pay acceptance in Europe has expanded significantly — major department stores, Galeries Lafayette, Harrods, etc.

Key takeaways

  • Schengen visa required — €90, apply via VFS Global China or European embassy, 15 days processing
  • Air China and Lufthansa direct Beijing/Shanghai to Frankfurt/Paris in 12 hours
  • UnionPay widely accepted across European ATMs and major retailers
  • VAT refund available on purchases — claim at airport departure before boarding
  • Alipay/WeChat Pay increasingly accepted at European luxury retailers and tourist sites

Related visa guides

Visa information is based on publicly available government sources and official embassy data. Entry requirements, fees, and procedures change frequently — always verify with the official embassy or consulate of Europe (Schengen) before travelling. ForexFee is not a legal adviser.