Is Abound or Xoom cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Abound and Xoom?

Abound (Zero fee, FX margin + rewards-based revenue): USA→India remittance combined with a cashback/rewards ecosystem. Backed by The Times of India Group. Xoom (Flat fee + rate markup): PayPal-owned remittance service with deep cash pickup and bank network coverage.

Which is faster, Abound or Xoom?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Abound or Xoom?

Both are licensed money services businesses. Abound is regulated in USA. Xoom is regulated in USA, UK, Canada. As long as you transfer through their official site or app, both are safe to use.

Does Abound or Xoom offer better exchange rates?

Rate competitiveness varies. Abound markets zero fee, fx margin + rewards-based revenue, while Xoom uses flat fee + rate markup. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Abound vs Xoom

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Rates verified 07:15 UTC · refreshed every 5 min

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Zero fee, FX margin + rewards-based revenue

USA→India remittance combined with a cashback/rewards ecosystem. Backed by The Times of India Group.

Live data unavailable.

Founded 2023

USA (Times Internet spin-out)

Pros

Zero transfer fee on USD→INR
Rewards/cashback model can offset transfer costs over time
Backed by The Times of India Group — strong India brand recognition

Cons

USA → India only — no other corridors
Trustpilot rating is low (~2.0) with reports of slow transfers and customer support issues
Newer company, less established than incumbents

Try Abound

Flat fee + rate markup

PayPal-owned remittance service with deep cash pickup and bank network coverage.

Fee: Free
Rate: 94.2348
Speed: Minutes
Recipient gets: INR 94,235

Founded 2001

San Francisco, CA, USA

Pros

Backed by PayPal — login and pay with existing PayPal balance
Cash pickup at thousands of locations worldwide
Reload mobile minutes and pay bills in some destination countries

Cons

Fees vary widely by payment method (bank cheaper than card)
Exchange rate margin can be larger than dedicated MTOs like Wise
Limits on send amount per period

Try Xoom

Side-by-side comparison

Spec	Abound	Xoom
Fee model	Zero fee, FX margin + rewards-based revenue	Flat fee + rate markup
Headquarters	USA (Times Internet spin-out)	San Francisco, CA, USA
Founded	2023	2001
Status	Private (~$24M raised, Times Internet + Y Combinator)	Owned by PayPal Holdings
Live USD→INR fee	—	Free
Live USD→INR rate	—	94.2348
Recipient gets (USD 1,000)	—	INR 94,235
Typical speed	—	Minutes
Top corridors	USD→INR	USD→INR, USD→PHP, USD→MXN

User reviews

Abound

Read reviews on Trustpilot

Xoom

Read reviews on Trustpilot

We don't host our own reviews — we link to Trustpilot so the rating isn't influenced by us.

Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.