Is Aspora or OFX cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Aspora and OFX?

Aspora (Flat fee, capped): NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg. OFX (Zero fee above $1k, rate margin): Australian FX specialist focused on larger transfers — no fees above $1,000.

Which is faster, Aspora or OFX?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Aspora or OFX?

Both are licensed money services businesses. Aspora is regulated in UK, UAE, EU. OFX is regulated in Australia, USA, UK. As long as you transfer through their official site or app, both are safe to use.

Does Aspora or OFX offer better exchange rates?

Rate competitiveness varies. Aspora markets flat fee, capped, while OFX uses zero fee above $1k, rate margin. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Aspora vs OFX

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Flat fee, capped

NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg.

Live data unavailable.

Founded 2022

London, UK

Pros

Mid-market 'Google rate' on every transfer — no FX margin
Capped flat fee makes large transfers extremely cheap
Purpose-built for NRIs: KYC tuned for Indian PAN, recipient name match, UPI delivery

Cons

Only sends to India — no other destination corridors
Only available to NRIs (Non-Resident Indians); requires Indian recipient context
No cash pickup — bank deposit and UPI delivery only

Try Aspora

Zero fee above $1k, rate margin

Australian FX specialist focused on larger transfers — no fees above $1,000.

Fee: USD 5.00
Rate: 91.9165
Speed: 1–2 days
Recipient gets: INR 91,457

Founded 1998

Sydney, Australia

Pros

No fees on transfers above $1,000 (varies by source currency)
Dedicated dealer for transfers above ~$10k
24/7 phone support

Cons

Margin on small transfers makes them uncompetitive
Slower than digital-first MTOs (1–2 business days typical)
Onboarding requires phone verification for new clients

Try OFX

Side-by-side comparison

Spec	Aspora	OFX
Fee model	Flat fee, capped	Zero fee above $1k, rate margin
Headquarters	London, UK	Sydney, Australia
Founded	2022	1998
Status	Private (Sequoia + Greylock-led Series B; ~$99M raised, ~$500M reported valuation)	Public (ASX: OFX)
Live USD→INR fee	—	USD 5.00
Live USD→INR rate	—	91.9165
Recipient gets (USD 1,000)	—	INR 91,457
Typical speed	—	1–2 days
Top corridors	GBP→INR, AED→INR, EUR→INR	AUD→GBP, GBP→AUD, USD→AUD

User reviews

Aspora

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OFX

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Frequently asked questions

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Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.