Is Aspora or Remitly cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Aspora and Remitly?

Aspora (Flat fee, capped): NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg. Remitly (Tiered fee + rate markup): Cash pickup, mobile wallet, and bank deposit options with a price guarantee.

Which is faster, Aspora or Remitly?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Aspora or Remitly?

Both are licensed money services businesses. Aspora is regulated in UK, UAE, EU. Remitly is regulated in USA, UK, EU. As long as you transfer through their official site or app, both are safe to use.

Does Aspora or Remitly offer better exchange rates?

Rate competitiveness varies. Aspora markets flat fee, capped, while Remitly uses tiered fee + rate markup. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Aspora vs Remitly

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Reviewed by Aayush Jain·Updated Aug 2026·Rates verified 05:09 UTC

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Flat fee, capped

NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg.

Live data unavailable.

Founded 2022

London, UK

Pros

Mid-market 'Google rate' on every transfer — no FX margin
Capped flat fee makes large transfers extremely cheap
Purpose-built for NRIs: KYC tuned for Indian PAN, recipient name match, UPI delivery

Cons

Only sends to India — no other destination corridors
Only available to NRIs (Non-Resident Indians); requires Indian recipient context
No cash pickup — bank deposit and UPI delivery only

Try Aspora

Tiered fee + rate markup

Cash pickup, mobile wallet, and bank deposit options with a price guarantee.

Fee: Free
Rate: 95.4675
Speed: Minutes
Recipient gets: INR 95,468

Founded 2011

Seattle, WA, USA

Pros

Cash pickup at thousands of locations across India, the Philippines and LatAm
Price-lock guarantee — quoted rate honoured even if it moves
Strong mobile app, easy first-time setup

Cons

Exchange rate includes a markup
Express tier costs significantly more than Economy
Customer support response times can vary

Try Remitly

Side-by-side comparison

Spec	Aspora	Remitly
Fee model	Flat fee, capped	Tiered fee + rate markup
Headquarters	London, UK	Seattle, WA, USA
Founded	2022	2011
Status	Private (Sequoia + Greylock-led Series B; ~$99M raised, ~$500M reported valuation)	Public (NASDAQ: RELY)
Live USD→INR fee	—	Free
Live USD→INR rate	—	95.4675
Recipient gets (USD 1,000)	—	INR 95,468
Typical speed	—	Minutes
Top corridors	GBP→INR, AED→INR, EUR→INR	USD→INR, USD→PHP, USD→MXN

User reviews

Aspora

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Remitly

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Frequently asked questions

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Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.