Aspora vs Revolut

Live fee, exchange rate and recipient amount comparison for USDINR. Pros, cons and licensing in one view.

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NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg.

Live data unavailable.

Founded 2022
London, UK

Pros

  • Mid-market 'Google rate' on every transfer — no FX margin
  • Capped flat fee makes large transfers extremely cheap
  • Purpose-built for NRIs: KYC tuned for Indian PAN, recipient name match, UPI delivery

Cons

  • Only sends to India — no other destination corridors
  • Only available to NRIs (Non-Resident Indians); requires Indian recipient context
  • No cash pickup — bank deposit and UPI delivery only
Try Aspora

Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Live data unavailable.

Founded 2015
London, UK

Pros

  • Hold balances in 30+ currencies in a single account
  • Mid-market FX up to monthly free limit — best for occasional travel and small transfers
  • Strong mobile app with budgeting, savings, and crypto features

Cons

  • Free FX limits cap usefulness — heavy users hit the cap quickly
  • Weekend FX surcharge (0.5–1%) is annoying for active users
  • Customer support has historically been chat-only and slow
Try Revolut

Side-by-side comparison

SpecAsporaRevolut
Fee modelFlat fee, cappedFree tier + premium subscriptions
HeadquartersLondon, UKLondon, UK
Founded20222015
StatusPrivate (Sequoia + Greylock-led Series B; ~$99M raised, ~$500M reported valuation)Private (~$45B valuation, Bank of Lithuania licensed)
Live USD→INR fee
Live USD→INR rate
Recipient gets (USD 1,000)
Typical speed
Top corridorsGBP→INR, AED→INR, EUR→INRGBP→EUR, USD→EUR, GBP→USD

User reviews

Aspora

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