Is Aspora or Unplex cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Aspora and Unplex?

Aspora (Flat fee, capped): NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg. Unplex (Low/zero fee, FX margin only): WhatsApp-based remittance from USA, UK and Europe to India and Philippines. No app download required.

Which is faster, Aspora or Unplex?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Aspora or Unplex?

Both are licensed money services businesses. Aspora is regulated in UK, UAE, EU. Unplex is regulated in USA. As long as you transfer through their official site or app, both are safe to use.

Does Aspora or Unplex offer better exchange rates?

Rate competitiveness varies. Aspora markets flat fee, capped, while Unplex uses low/zero fee, fx margin only. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Aspora vs Unplex

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Flat fee, capped

NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg.

Live data unavailable.

Founded 2022

London, UK

Pros

Mid-market 'Google rate' on every transfer — no FX margin
Capped flat fee makes large transfers extremely cheap
Purpose-built for NRIs: KYC tuned for Indian PAN, recipient name match, UPI delivery

Cons

Only sends to India — no other destination corridors
Only available to NRIs (Non-Resident Indians); requires Indian recipient context
No cash pickup — bank deposit and UPI delivery only

Try Aspora

Low/zero fee, FX margin only

WhatsApp-based remittance from USA, UK and Europe to India and Philippines. No app download required.

Live data unavailable.

Founded 2021

Chicago, IL, USA

Pros

Zero app friction — initiate the transfer in WhatsApp
Useful for senders less comfortable with mobile-app onboarding
Low or zero fees on India and Philippines corridors

Cons

Limited destination coverage — India and Philippines only
WhatsApp-as-UI is unusual; may not feel as polished as a native app for some users
Newer entrant with smaller customer base than Remitly or Wise

Try Unplex

Side-by-side comparison

Spec	Aspora	Unplex
Fee model	Flat fee, capped	Low/zero fee, FX margin only
Headquarters	London, UK	Chicago, IL, USA
Founded	2022	2021
Status	Private (Sequoia + Greylock-led Series B; ~$99M raised, ~$500M reported valuation)	Private (Antler-backed, VISA Fintech Fasttrack)
Live USD→INR fee	—	—
Live USD→INR rate	—	—
Recipient gets (USD 1,000)	—	—
Typical speed	—	—
Top corridors	GBP→INR, AED→INR, EUR→INR	USD→INR, USD→PHP

User reviews

Aspora

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Unplex

Read reviews on Trustpilot

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Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.