Is MoneyGram or Revolut cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between MoneyGram and Revolut?

MoneyGram (Flat fee + rate markup): Global cash pickup network with 470,000+ agent locations — taken private by Madison Dearborn in 2023. Revolut (Free tier + premium subscriptions): Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Which is faster, MoneyGram or Revolut?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, MoneyGram or Revolut?

Both are licensed money services businesses. MoneyGram is regulated in USA, UK, EU. Revolut is regulated in UK, EU, USA. As long as you transfer through their official site or app, both are safe to use.

Does MoneyGram or Revolut offer better exchange rates?

Rate competitiveness varies. MoneyGram markets flat fee + rate markup, while Revolut uses free tier + premium subscriptions. The recipient amount is the only fair comparison — see the corridor page for live numbers.

MoneyGram vs Revolut

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Rates verified 08:45 UTC · refreshed every 5 min

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Flat fee + rate markup

Global cash pickup network with 470,000+ agent locations — taken private by Madison Dearborn in 2023.

Fee: USD 1.99
Rate: 94.2230
Speed: Minutes
Recipient gets: INR 94,035

Founded 1940

Dallas, TX, USA

Pros

Cash pickup at 350,000+ locations in 200 countries
Mobile app makes online transfers competitive
First-transfer promotional fees and discounts

Cons

Exchange rate margin is wider than digital-first MTOs
Cash-to-cash fees are notably higher
Limits and KYC checks can delay first transfer

Try MoneyGram

Free tier + premium subscriptions

Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Live data unavailable.

Founded 2015

London, UK

Pros

Hold balances in 30+ currencies in a single account
Mid-market FX up to monthly free limit — best for occasional travel and small transfers
Strong mobile app with budgeting, savings, and crypto features

Cons

Free FX limits cap usefulness — heavy users hit the cap quickly
Weekend FX surcharge (0.5–1%) is annoying for active users
Customer support has historically been chat-only and slow

Try Revolut

Side-by-side comparison

Spec	MoneyGram	Revolut
Fee model	Flat fee + rate markup	Free tier + premium subscriptions
Headquarters	Dallas, TX, USA	London, UK
Founded	1940	2015
Status	Private (acquired by Madison Dearborn Partners, 2023)	Private (~$45B valuation, Bank of Lithuania licensed)
Live USD→INR fee	USD 1.99	—
Live USD→INR rate	94.2230	—
Recipient gets (USD 1,000)	INR 94,035	—
Typical speed	Minutes	—
Top corridors	USD→MXN, USD→PHP, USD→IND	GBP→EUR, USD→EUR, GBP→USD

User reviews

MoneyGram

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Revolut

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Frequently asked questions

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Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.