Is OFX or Revolut cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between OFX and Revolut?

OFX (Zero fee above $1k, rate margin): Australian FX specialist focused on larger transfers — no fees above $1,000. Revolut (Free tier + premium subscriptions): Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Which is faster, OFX or Revolut?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, OFX or Revolut?

Both are licensed money services businesses. OFX is regulated in Australia, USA, UK. Revolut is regulated in UK, EU, USA. As long as you transfer through their official site or app, both are safe to use.

Does OFX or Revolut offer better exchange rates?

Rate competitiveness varies. OFX markets zero fee above $1k, rate margin, while Revolut uses free tier + premium subscriptions. The recipient amount is the only fair comparison — see the corridor page for live numbers.

OFX vs Revolut

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Rates verified 10:32 UTC · refreshed every 5 min

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Zero fee above $1k, rate margin

Australian FX specialist focused on larger transfers — no fees above $1,000.

Fee: USD 5.00
Rate: 90.9915
Speed: 1–2 days
Recipient gets: INR 90,537

Founded 1998

Sydney, Australia

Pros

No fees on transfers above $1,000 (varies by source currency)
Dedicated dealer for transfers above ~$10k
24/7 phone support

Cons

Margin on small transfers makes them uncompetitive
Slower than digital-first MTOs (1–2 business days typical)
Onboarding requires phone verification for new clients

Try OFX

Free tier + premium subscriptions

Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Live data unavailable.

Founded 2015

London, UK

Pros

Hold balances in 30+ currencies in a single account
Mid-market FX up to monthly free limit — best for occasional travel and small transfers
Strong mobile app with budgeting, savings, and crypto features

Cons

Free FX limits cap usefulness — heavy users hit the cap quickly
Weekend FX surcharge (0.5–1%) is annoying for active users
Customer support has historically been chat-only and slow

Try Revolut

Side-by-side comparison

Spec	OFX	Revolut
Fee model	Zero fee above $1k, rate margin	Free tier + premium subscriptions
Headquarters	Sydney, Australia	London, UK
Founded	1998	2015
Status	Public (ASX: OFX)	Private (~$45B valuation, Bank of Lithuania licensed)
Live USD→INR fee	USD 5.00	—
Live USD→INR rate	90.9915	—
Recipient gets (USD 1,000)	INR 90,537	—
Typical speed	1–2 days	—
Top corridors	AUD→GBP, GBP→AUD, USD→AUD	GBP→EUR, USD→EUR, GBP→USD

User reviews

OFX

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Revolut

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Frequently asked questions

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Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.