Is Paysend or Remitly cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

Which is faster, Paysend or Remitly?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Paysend or Remitly?

Both are licensed money services businesses. Paysend is regulated in UK, EU, USA. Remitly is regulated in USA, UK, EU. As long as you transfer through their official site or app, both are safe to use.

Does Paysend or Remitly offer better exchange rates?

Rate competitiveness varies. Paysend markets flat fee per transfer + small fx margin, while Remitly uses tiered fee + rate markup. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Paysend vs Remitly

Q: What's the main difference between Paysend and Remitly?

Paysend (Flat fee per transfer + small FX margin): Card-to-card global money transfer with a flat fee — established player with strong CIS and emerging-markets coverage. Remitly (Tiered fee + rate markup): Cash pickup, mobile wallet, and bank deposit options with a price guarantee.

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Flat fee per transfer + small FX margin

Card-to-card global money transfer with a flat fee — established player with strong CIS and emerging-markets coverage.

Live data unavailable.

Founded 2017

London, UK

Pros

Card-to-card delivery (recipient gets funds on their Visa/Mastercard debit)
Flat fee scales well above $1,000 — competitive for medium amounts
Strong CIS / Eastern Europe coverage (Russia historically, Ukraine, Belarus, Georgia, Kazakhstan)

Cons

Card-to-card has higher recipient-side eligibility requirements (Visa/Mastercard debit only)
FX margin can be wider than Wise on major corridors
Customer service reviews are mixed

Try Paysend

Tiered fee + rate markup

Cash pickup, mobile wallet, and bank deposit options with a price guarantee.

Fee: Free
Rate: 94.6494
Speed: Minutes
Recipient gets: INR 94,649

Founded 2011

Seattle, WA, USA

Pros

Cash pickup at thousands of locations across India, the Philippines and LatAm
Price-lock guarantee — quoted rate honoured even if it moves
Strong mobile app, easy first-time setup

Cons

Exchange rate includes a markup
Express tier costs significantly more than Economy
Customer support response times can vary

Try Remitly

Side-by-side comparison

Spec	Paysend	Remitly
Fee model	Flat fee per transfer + small FX margin	Tiered fee + rate markup
Headquarters	London, UK	Seattle, WA, USA
Founded	2017	2011
Status	Private (~$300M raised, Mastercard partnership)	Public (NASDAQ: RELY)
Live USD→INR fee	—	Free
Live USD→INR rate	—	94.6494
Recipient gets (USD 1,000)	—	INR 94,649
Typical speed	—	Minutes
Top corridors	GBP→EUR, USD→PHP, EUR→GEL	USD→INR, USD→PHP, USD→MXN

User reviews

Paysend

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Remitly

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We don't host our own reviews — we link to Trustpilot so the rating isn't influenced by us.

Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.