Is Remitly or Revolut cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Remitly and Revolut?

Remitly (Tiered fee + rate markup): Cash pickup, mobile wallet, and bank deposit options with a price guarantee. Revolut (Free tier + premium subscriptions): Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Which is faster, Remitly or Revolut?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Remitly or Revolut?

Both are licensed money services businesses. Remitly is regulated in USA, UK, EU. Revolut is regulated in UK, EU, USA. As long as you transfer through their official site or app, both are safe to use.

Does Remitly or Revolut offer better exchange rates?

Rate competitiveness varies. Remitly markets tiered fee + rate markup, while Revolut uses free tier + premium subscriptions. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Remitly vs Revolut

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Tiered fee + rate markup

Cash pickup, mobile wallet, and bank deposit options with a price guarantee.

Fee: Free
Rate: 94.6494
Speed: Minutes
Recipient gets: INR 94,649

Founded 2011

Seattle, WA, USA

Pros

Cash pickup at thousands of locations across India, the Philippines and LatAm
Price-lock guarantee — quoted rate honoured even if it moves
Strong mobile app, easy first-time setup

Cons

Exchange rate includes a markup
Express tier costs significantly more than Economy
Customer support response times can vary

Try Remitly

Free tier + premium subscriptions

Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Live data unavailable.

Founded 2015

London, UK

Pros

Hold balances in 30+ currencies in a single account
Mid-market FX up to monthly free limit — best for occasional travel and small transfers
Strong mobile app with budgeting, savings, and crypto features

Cons

Free FX limits cap usefulness — heavy users hit the cap quickly
Weekend FX surcharge (0.5–1%) is annoying for active users
Customer support has historically been chat-only and slow

Try Revolut

Side-by-side comparison

Spec	Remitly	Revolut
Fee model	Tiered fee + rate markup	Free tier + premium subscriptions
Headquarters	Seattle, WA, USA	London, UK
Founded	2011	2015
Status	Public (NASDAQ: RELY)	Private (~$45B valuation, Bank of Lithuania licensed)
Live USD→INR fee	Free	—
Live USD→INR rate	94.6494	—
Recipient gets (USD 1,000)	INR 94,649	—
Typical speed	Minutes	—
Top corridors	USD→INR, USD→PHP, USD→MXN	GBP→EUR, USD→EUR, GBP→USD

User reviews

Remitly

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Revolut

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Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.