Is Revolut or Unplex cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Revolut and Unplex?

Revolut (Free tier + premium subscriptions): Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard. Unplex (Low/zero fee, FX margin only): WhatsApp-based remittance from USA, UK and Europe to India and Philippines. No app download required.

Which is faster, Revolut or Unplex?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Revolut or Unplex?

Both are licensed money services businesses. Revolut is regulated in UK, EU, USA. Unplex is regulated in USA. As long as you transfer through their official site or app, both are safe to use.

Does Revolut or Unplex offer better exchange rates?

Rate competitiveness varies. Revolut markets free tier + premium subscriptions, while Unplex uses low/zero fee, fx margin only. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Revolut vs Unplex

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Free tier + premium subscriptions

Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Live data unavailable.

Founded 2015

London, UK

Pros

Hold balances in 30+ currencies in a single account
Mid-market FX up to monthly free limit — best for occasional travel and small transfers
Strong mobile app with budgeting, savings, and crypto features

Cons

Free FX limits cap usefulness — heavy users hit the cap quickly
Weekend FX surcharge (0.5–1%) is annoying for active users
Customer support has historically been chat-only and slow

Try Revolut

Low/zero fee, FX margin only

WhatsApp-based remittance from USA, UK and Europe to India and Philippines. No app download required.

Live data unavailable.

Founded 2021

Chicago, IL, USA

Pros

Zero app friction — initiate the transfer in WhatsApp
Useful for senders less comfortable with mobile-app onboarding
Low or zero fees on India and Philippines corridors

Cons

Limited destination coverage — India and Philippines only
WhatsApp-as-UI is unusual; may not feel as polished as a native app for some users
Newer entrant with smaller customer base than Remitly or Wise

Try Unplex

Side-by-side comparison

Spec	Revolut	Unplex
Fee model	Free tier + premium subscriptions	Low/zero fee, FX margin only
Headquarters	London, UK	Chicago, IL, USA
Founded	2015	2021
Status	Private (~$45B valuation, Bank of Lithuania licensed)	Private (Antler-backed, VISA Fintech Fasttrack)
Live USD→INR fee	—	—
Live USD→INR rate	—	—
Recipient gets (USD 1,000)	—	—
Typical speed	—	—
Top corridors	GBP→EUR, USD→EUR, GBP→USD	USD→INR, USD→PHP

User reviews

Revolut

Read reviews on Trustpilot

Unplex

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We don't host our own reviews — we link to Trustpilot so the rating isn't influenced by us.

Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.