Is Revolut or Western Union cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Revolut and Western Union?

Revolut (Free tier + premium subscriptions): Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard. Western Union (Flat fee + rate markup): The largest cash pickup network in the world — 500,000+ agent locations.

Which is faster, Revolut or Western Union?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Revolut or Western Union?

Both are licensed money services businesses. Revolut is regulated in UK, EU, USA. Western Union is regulated in USA, UK, EU. As long as you transfer through their official site or app, both are safe to use.

Does Revolut or Western Union offer better exchange rates?

Rate competitiveness varies. Revolut markets free tier + premium subscriptions, while Western Union uses flat fee + rate markup. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Revolut vs Western Union

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Free tier + premium subscriptions

Neobank with multi-currency accounts, mid-market FX up to monthly limits, and a global Visa/Mastercard.

Live data unavailable.

Founded 2015

London, UK

Pros

Hold balances in 30+ currencies in a single account
Mid-market FX up to monthly free limit — best for occasional travel and small transfers
Strong mobile app with budgeting, savings, and crypto features

Cons

Free FX limits cap usefulness — heavy users hit the cap quickly
Weekend FX surcharge (0.5–1%) is annoying for active users
Customer support has historically been chat-only and slow

Try Revolut

Flat fee + rate markup

The largest cash pickup network in the world — 500,000+ agent locations.

Live data unavailable.

Founded 1851

Denver, CO, USA

Pros

Unmatched cash pickup network — 200+ countries
Send from a physical agent if you don't have a bank account
Strong brand recognition and consumer trust

Cons

Among the wider exchange rate margins
In-person cash transfers carry higher fees
Online experience less polished than digital-first competitors

Try Western Union

Side-by-side comparison

Spec	Revolut	Western Union
Fee model	Free tier + premium subscriptions	Flat fee + rate markup
Headquarters	London, UK	Denver, CO, USA
Founded	2015	1851
Status	Private (~$45B valuation, Bank of Lithuania licensed)	Public (NYSE: WU)
Live USD→INR fee	—	—
Live USD→INR rate	—	—
Recipient gets (USD 1,000)	—	—
Typical speed	—	—
Top corridors	GBP→EUR, USD→EUR, GBP→USD	USD→MXN, USD→PHP, USD→IND

User reviews

Revolut

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Western Union

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Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.