Small transfer

100 USD to CAD — How much is $100 in CAD today?

Small transfers under $500 are most often family pocket money, online purchases, or sponsoring a service abroad. The fee impact relative to the amount is highest in this range — a flat $5 fee is 1% on a $500 transfer, but 5% on a $100 transfer.

Reviewed by Aayush Jain·Updated Sep 2026

Today's best

$100 = CA$140 CAD

via Remitly · No fee · Rate 1.3987

At the mid-market rate (1.4004), $100 would convert to exactly CA$140. The number above is what Remitly actually delivers after fees and any rate margin.

Send with Remitly

What every provider gives you for $100

Live
ProviderFeeRateRecipient gets
RemitlyFree1.3987CA$140Send
InstaremFree1.3654CA$137Send
Wells FargoFree1.3566CA$136Send
Western UnionUSD 1.991.3798CA$135Send
WorldRemitUSD 2.991.3729CA$133Send
WiseUSD 7.641.4004CA$129Send
Chase (US)USD 5.001.3587CA$129Send
PayPalUSD 4.991.3407CA$127Send
XoomFree1.2497CA$125Send

Save CA$15 by choosing the top-ranked provider over the lowest in this list.

Best provider for small transfers

On small amounts, providers with rate-margin pricing (Xoom, Remitly, Instarem) usually beat providers with flat fees (Wise, OFX). Always compare the recipient amount, not the headline fee.

Common use cases for this amount: Birthday gifts, online subscriptions, occasional support to family, small marketplace purchases.

Other USD → CAD amounts

Live rates from Wise's public comparison API, refreshed every 5 minutes. Conversion uses real provider quotes for 100 USD — not the mid-market rate. See our methodology for ranking logic, or the full USD → CAD corridor page for any custom amount.