Mid-sized transfer

500 USD to CAD — How much is $500 in CAD today?

Transfers in the $500–$2,000 range are typical of monthly family remittances, freelancer payouts, and one-off bill payments abroad. This is where the rate margin (the hidden cost in the exchange rate) starts to outweigh the upfront fee.

Reviewed by Aayush Jain·Updated Aug 2026

Today's best

$500 = CA$690 CAD

via Remitly · No fee · Rate 1.3803

At the mid-market rate (1.3859), $500 would convert to exactly CA$693. The number above is what Remitly actually delivers after fees and any rate margin.

Send with Remitly

What every provider gives you for $500

Live
ProviderFeeRateRecipient gets
RemitlyFree1.3803CA$690Send
InstaremFree1.3719CA$686Send
WiseUSD 8.761.3859CA$681Send
Western UnionUSD 1.991.3655CA$680Send
WorldRemitUSD 2.991.3588CA$675Send
OFXUSD 5.001.3585CA$672Send
Wells FargoFree1.3428CA$671Send
Chase (US)USD 5.001.3440CA$665Send
PayPalUSD 4.991.3290CA$658Send
XoomFree1.3036CA$652Send

Save CA$38 by choosing the top-ranked provider over the lowest in this list.

Best provider for mid-sized transfers

Wise, Instarem and the rate-margin MTOs are usually within 0.5% of each other in this range. Pick the one with the fastest delivery method to your recipient's bank or wallet.

Common use cases for this amount: Monthly remittances, freelancer invoices, hotel/booking payments, education enrolment fees.

Other USDCAD amounts

Live rates from Wise's public comparison API, refreshed every 5 minutes. Conversion uses real provider quotes for 500 USD — not the mid-market rate. See our methodology for ranking logic, or the full USDCAD corridor page for any custom amount.