Mid-sized transfer

500 USD to CAD — How much is $500 in CAD today?

Transfers in the $500–$2,000 range are typical of monthly family remittances, freelancer payouts, and one-off bill payments abroad. This is where the rate margin (the hidden cost in the exchange rate) starts to outweigh the upfront fee.

Today's best

$500 = CA$694 CAD

via Remitly · No fee · Rate 1.3886

At the mid-market rate (1.3942), $500 would convert to exactly CA$697. The number above is what Remitly actually delivers after fees and any rate margin.

Send with Remitly

What every provider gives you for $500

Live
ProviderFeeRateRecipient gets
RemitlyFree1.3886CA$694Send
InstaremFree1.3801CA$690Send
WiseUSD 8.761.3942CA$685Send
OFXUSD 5.001.3661CA$676Send
Wells FargoFree1.3498CA$675Send
Chase (US)USD 5.001.3523CA$669Send
XoomFree1.3112CA$656Send

Save CA$39 by choosing the top-ranked provider over the lowest in this list.

Best provider for mid-sized transfers

Wise, Instarem and the rate-margin MTOs are usually within 0.5% of each other in this range. Pick the one with the fastest delivery method to your recipient's bank or wallet.

Common use cases for this amount: Monthly remittances, freelancer invoices, hotel/booking payments, education enrolment fees.

Other USDCAD amounts

Live rates from Wise's public comparison API, refreshed every 5 minutes. Conversion uses real provider quotes for 500 USD — not the mid-market rate. See our methodology for ranking logic, or the full USDCAD corridor page for any custom amount.