Travel · Card comparison
Chase UK Card vs Starling Bank Card
Best free UK travel card — Chase vs Starling
Chase UK CardWinner
Forex fee
None
ATM fee
Free*
Score
9.1/10
Starling Bank Card
Forex fee
None
ATM fee
Free*
Score
9/10
Chase UK Card wins — Best free UK travel card — Chase vs Starling
Category
Chase UK Card
Starling Bank Card
Forex fee
None
None
ATM free tier
Unlimited (£500/day limit)
Unlimited
Cashback
1% on all spending
None
Monthly fee
Free
Free
Network
Visa
Mastercard
FSCS protection
Yes
Yes
Verdict
Chase UK edges ahead thanks to 1% cashback on all spending including abroad — with zero forex fees and unlimited free ATMs. Starling is excellent but earns nothing back. If you can offset the cashback cap, Chase UK is the best free travel card in the UK right now.
Frequently asked questions
Winner
Chase UK Card
1% cashback on all spending including abroad, zero forex fees, and free ATM withdrawals — plus 1% on international spending.
Forex feeNone
ATMFree*
MonthlyFree
Score9.1/10
Starling Bank Card
A full UK bank account with zero fees on spending and ATM withdrawals anywhere in the world.
Forex feeNone
ATMFree*
MonthlyFree
Score9/10