Aspora vs Tap Tap Send

Live fee, exchange rate and recipient amount comparison for USDINR. Pros, cons and licensing in one view.

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NRI-focused remittance app — UK, UAE and EU to India at the mid-market rate, capped £3 / $3 / €3 per transfer. Founded 2022 by Parth Garg.

Live data unavailable.

Founded 2022
London, UK

Pros

  • Mid-market 'Google rate' on every transfer — no FX margin
  • Capped flat fee makes large transfers extremely cheap
  • Purpose-built for NRIs: KYC tuned for Indian PAN, recipient name match, UPI delivery

Cons

  • Only sends to India — no other destination corridors
  • Only available to NRIs (Non-Resident Indians); requires Indian recipient context
  • No cash pickup — bank deposit and UPI delivery only
Try Aspora

Zero-fee remittance to Africa, India, Pakistan, the Philippines and Latin America. Founded 2018 by Michael Faye and Fatimatou Ousmanou.

Live data unavailable.

Founded 2018
London, UK

Pros

  • Zero transfer fee on India, Nigeria, Mexico, Brazil and most major corridors
  • Send from UK, US, Canada, Australia, UAE, EU to 70+ destinations
  • Bank-grade regulation (FCA, FinCEN, FINTRAC) despite low cost

Cons

  • FX margin still applies even when fee is zero — compare recipient amount, not fee
  • Send limits are modest for new accounts
  • Customer support is chat-only
Try Tap Tap Send

Side-by-side comparison

SpecAsporaTap Tap Send
Fee modelFlat fee, cappedZero fee on key corridors, FX margin only
HeadquartersLondon, UKLondon, UK
Founded20222018
StatusPrivate (Sequoia + Greylock-led Series B; ~$99M raised, ~$500M reported valuation)Private (FCA-authorised, billions in volume)
Live USD→INR fee
Live USD→INR rate
Recipient gets (USD 1,000)
Typical speed
Top corridorsGBP→INR, AED→INR, EUR→INRUSD→NGN, GBP→NGN, USD→INR

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