Tap Tap Send Review — Fees, Rates and Pros & Cons
Zero-fee remittance to Africa, India, Pakistan, the Philippines and Latin America. Founded 2018 by Michael Faye and Fatimatou Ousmanou.
Read user reviews on TrustpilotNote on data: Tap Tap Send is not part of Wise's comparison API, so it doesn't appear in our live corridor comparison tables. This profile is based on publicly available information. For the current rate, check Tap Tap Send directly.
Money transfer operator
Founded
2018
Headquarters
London, UK
Status
Private (FCA-authorised, billions in volume)
Fee structure
Zero fee on key corridors, FX margin only
Tap Tap Send charges zero transfer fees on most major corridors (Nigeria, India, Mexico, Brazil, plus more). Revenue comes from a small exchange-rate margin. On a few less-common corridors, a small flat fee applies and is shown upfront.
Pros and cons
Pros
- Zero transfer fee on India, Nigeria, Mexico, Brazil and most major corridors
- Send from UK, US, Canada, Australia, UAE, EU to 70+ destinations
- Bank-grade regulation (FCA, FinCEN, FINTRAC) despite low cost
- Strong African corridor coverage — particularly Senegal, Côte d'Ivoire, Cameroon
- Mobile-first UX that's fast for recurring transfers
Cons
- FX margin still applies even when fee is zero — compare recipient amount, not fee
- Send limits are modest for new accounts
- Customer support is chat-only
- Cash pickup network is thinner than Western Union or MoneyGram
- Not in Wise's comparison API
Licenses and regulation
Tap Tap Send is regulated as a money services business or licensed bank in the following jurisdictions:
| Country / Region | Regulator |
|---|---|
| UK | FCA (Authorised Payment Institution) |
| USA | NYDFS Money Transmitter + FinCEN MSB |
| Canada | FINTRAC |
| EU | Lithuanian licence (passporting) |
| UAE | Authorised payment institution |
| Australia | AUSTRAC |
Top corridors
Tap Tap Send is most competitive on these currency pairs:
Compare Tap Tap Send against others
Side-by-side fee, rate and recipient amount comparison with verdict from live Wise data.
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Frequently asked questions about Tap Tap Send
Profile based on publicly available company information. For pricing, KYC requirements and current promotions, always check Tap Tap Send's official site.