Tap Tap Send vs Unplex

Live fee, exchange rate and recipient amount comparison for USDINR. Pros, cons and licensing in one view.

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Zero-fee remittance to Africa, India, Pakistan, the Philippines and Latin America. Founded 2018 by Michael Faye and Fatimatou Ousmanou.

Live data unavailable.

Founded 2018
London, UK

Pros

  • Zero transfer fee on India, Nigeria, Mexico, Brazil and most major corridors
  • Send from UK, US, Canada, Australia, UAE, EU to 70+ destinations
  • Bank-grade regulation (FCA, FinCEN, FINTRAC) despite low cost

Cons

  • FX margin still applies even when fee is zero — compare recipient amount, not fee
  • Send limits are modest for new accounts
  • Customer support is chat-only
Try Tap Tap Send

WhatsApp-based remittance from USA, UK and Europe to India and Philippines. No app download required.

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Founded 2021
Chicago, IL, USA

Pros

  • Zero app friction — initiate the transfer in WhatsApp
  • Useful for senders less comfortable with mobile-app onboarding
  • Low or zero fees on India and Philippines corridors

Cons

  • Limited destination coverage — India and Philippines only
  • WhatsApp-as-UI is unusual; may not feel as polished as a native app for some users
  • Newer entrant with smaller customer base than Remitly or Wise
Try Unplex

Side-by-side comparison

SpecTap Tap SendUnplex
Fee modelZero fee on key corridors, FX margin onlyLow/zero fee, FX margin only
HeadquartersLondon, UKChicago, IL, USA
Founded20182021
StatusPrivate (FCA-authorised, billions in volume)Private (Antler-backed, VISA Fintech Fasttrack)
Live USD→INR fee
Live USD→INR rate
Recipient gets (USD 1,000)
Typical speed
Top corridorsUSD→NGN, GBP→NGN, USD→INRUSD→INR, USD→PHP

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