Is Tap Tap Send or Xoom cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

Which is faster, Tap Tap Send or Xoom?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Tap Tap Send or Xoom?

Both are licensed money services businesses. Tap Tap Send is regulated in UK, USA, Canada. Xoom is regulated in USA, UK, Canada. As long as you transfer through their official site or app, both are safe to use.

Does Tap Tap Send or Xoom offer better exchange rates?

Rate competitiveness varies. Tap Tap Send markets zero fee on key corridors, fx margin only, while Xoom uses flat fee + rate markup. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Tap Tap Send vs Xoom

Q: What's the main difference between Tap Tap Send and Xoom?

Tap Tap Send (Zero fee on key corridors, FX margin only): Zero-fee remittance to Africa, India, Pakistan, the Philippines and Latin America. Founded 2018 by Michael Faye and Fatimatou Ousmanou. Xoom (Flat fee + rate markup): PayPal-owned remittance service with deep cash pickup and bank network coverage.

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Zero fee on key corridors, FX margin only

Zero-fee remittance to Africa, India, Pakistan, the Philippines and Latin America. Founded 2018 by Michael Faye and Fatimatou Ousmanou.

Live data unavailable.

Founded 2018

London, UK

Pros

Zero transfer fee on India, Nigeria, Mexico, Brazil and most major corridors
Send from UK, US, Canada, Australia, UAE, EU to 70+ destinations
Bank-grade regulation (FCA, FinCEN, FINTRAC) despite low cost

Cons

FX margin still applies even when fee is zero — compare recipient amount, not fee
Send limits are modest for new accounts
Customer support is chat-only

Try Tap Tap Send

Flat fee + rate markup

PayPal-owned remittance service with deep cash pickup and bank network coverage.

Fee: Free
Rate: 94.6298
Speed: Minutes
Recipient gets: INR 94,630

Founded 2001

San Francisco, CA, USA

Pros

Backed by PayPal — login and pay with existing PayPal balance
Cash pickup at thousands of locations worldwide
Reload mobile minutes and pay bills in some destination countries

Cons

Fees vary widely by payment method (bank cheaper than card)
Exchange rate margin can be larger than dedicated MTOs like Wise
Limits on send amount per period

Try Xoom

Side-by-side comparison

Spec	Tap Tap Send	Xoom
Fee model	Zero fee on key corridors, FX margin only	Flat fee + rate markup
Headquarters	London, UK	San Francisco, CA, USA
Founded	2018	2001
Status	Private (FCA-authorised, billions in volume)	Owned by PayPal Holdings
Live USD→INR fee	—	Free
Live USD→INR rate	—	94.6298
Recipient gets (USD 1,000)	—	INR 94,630
Typical speed	—	Minutes
Top corridors	USD→NGN, GBP→NGN, USD→INR	USD→INR, USD→PHP, USD→MXN

User reviews

Tap Tap Send

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Xoom

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Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.