Is Paysend or Tap Tap Send cheaper?

Cost varies by corridor and amount. Compare both on the corridor page above for live rates, fees, and recipient amounts.

What's the main difference between Paysend and Tap Tap Send?

Paysend (Flat fee per transfer + small FX margin): Card-to-card global money transfer with a flat fee — established player with strong CIS and emerging-markets coverage. Tap Tap Send (Zero fee on key corridors, FX margin only): Zero-fee remittance to Africa, India, Pakistan, the Philippines and Latin America. Founded 2018 by Michael Faye and Fatimatou Ousmanou.

Which is faster, Paysend or Tap Tap Send?

Both providers offer same-day or faster options for popular corridors. Cash-pickup networks (MoneyGram, Western Union, Xoom) usually clear in minutes; bank transfers can take 1–3 business days.

Which is safer, Paysend or Tap Tap Send?

Both are licensed money services businesses. Paysend is regulated in UK, EU, USA. Tap Tap Send is regulated in UK, USA, Canada. As long as you transfer through their official site or app, both are safe to use.

Does Paysend or Tap Tap Send offer better exchange rates?

Rate competitiveness varies. Paysend markets flat fee per transfer + small fx margin, while Tap Tap Send uses zero fee on key corridors, fx margin only. The recipient amount is the only fair comparison — see the corridor page for live numbers.

Paysend vs Tap Tap Send

Live fee, exchange rate and recipient amount comparison for USD → INR. Pros, cons and licensing in one view.

Live data temporarily unavailable for this comparison. See the corridor page for full live numbers.

Flat fee per transfer + small FX margin

Card-to-card global money transfer with a flat fee — established player with strong CIS and emerging-markets coverage.

Live data unavailable.

Founded 2017

London, UK

Pros

Card-to-card delivery (recipient gets funds on their Visa/Mastercard debit)
Flat fee scales well above $1,000 — competitive for medium amounts
Strong CIS / Eastern Europe coverage (Russia historically, Ukraine, Belarus, Georgia, Kazakhstan)

Cons

Card-to-card has higher recipient-side eligibility requirements (Visa/Mastercard debit only)
FX margin can be wider than Wise on major corridors
Customer service reviews are mixed

Try Paysend

Zero fee on key corridors, FX margin only

Zero-fee remittance to Africa, India, Pakistan, the Philippines and Latin America. Founded 2018 by Michael Faye and Fatimatou Ousmanou.

Live data unavailable.

Founded 2018

London, UK

Pros

Zero transfer fee on India, Nigeria, Mexico, Brazil and most major corridors
Send from UK, US, Canada, Australia, UAE, EU to 70+ destinations
Bank-grade regulation (FCA, FinCEN, FINTRAC) despite low cost

Cons

FX margin still applies even when fee is zero — compare recipient amount, not fee
Send limits are modest for new accounts
Customer support is chat-only

Try Tap Tap Send

Side-by-side comparison

Spec	Paysend	Tap Tap Send
Fee model	Flat fee per transfer + small FX margin	Zero fee on key corridors, FX margin only
Headquarters	London, UK	London, UK
Founded	2017	2018
Status	Private (~$300M raised, Mastercard partnership)	Private (FCA-authorised, billions in volume)
Live USD→INR fee	—	—
Live USD→INR rate	—	—
Recipient gets (USD 1,000)	—	—
Typical speed	—	—
Top corridors	GBP→EUR, USD→PHP, EUR→GEL	USD→NGN, GBP→NGN, USD→INR

User reviews

Paysend

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Tap Tap Send

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We don't host our own reviews — we link to Trustpilot so the rating isn't influenced by us.

Frequently asked questions

Other comparisons

Wise vs Remitly →Wise vs Xoom →Wise vs MoneyGram →Wise vs Western Union →Remitly vs Xoom →Western Union vs MoneyGram →

Live quotes from Wise's public comparison API, updated every 5 minutes. Provider profiles are based on public information; for pricing, KYC requirements and current promotions always check the provider's official site. Methodology.