Question 1

What is the best way to send money from Australia to India?

Accepted Answer

Today, Western Union delivers the highest amount — ₹68,460 for every A$1,000 sent, at a rate of 68.4598 INR per AUD. Compare every provider's true cost (rate plus fee) above before deciding.

Question 2

What is today's AUD to INR exchange rate?

Accepted Answer

The mid-market rate right now is approximately 1 AUD = 68.2576 INR. This is the rate banks use among themselves — providers add a margin on top, which is why the rate you actually get is lower.

Question 3

How much does it cost to send A$1,000 to India?

Accepted Answer

Costs vary significantly. The best provider (Western Union) gives you ₹68,460 after fees. The worst (OFX) only gives you ₹65,014. That's a difference of ₹3,446 on a single A$1,000 transfer.

Question 4

How long do transfers take?

Accepted Answer

Speed varies by provider and payment method. Western Union typically completes in minutes. Cash pickup networks like MoneyGram, Western Union and Xoom are usually fastest (minutes). Bank wires and ACH transfers can take 1–3 business days.

Question 5

Are there taxes on sending money to India?

Accepted Answer

In most cases, sending money internationally is not taxable for the sender. However, large transfers (typically over $10,000 USD or equivalent) may require reporting to financial authorities such as FinCEN in the US or HMRC in the UK. The recipient country may have its own rules. Always check with a tax professional for your situation.

Provider	Fee	Rate	Recipient gets	Speed
1 Western UnionBest value	Free	68.4598	₹68,460	Minutes	Send
2 Instarem	AUD 6.00	68.3148	₹67,905	Same day	Send
3 Wise	AUD 6.20	68.2576	₹67,834	Within hours	Send
4 Remitly	Free	67.6700	₹67,670	Minutes	Send
5 Commonwealth Bank of Australia	Free	66.4590	₹66,459	1–3 days	Send
6 HSBC Australia	Free	66.4488	₹66,449	1–3 days	Send
7 ANZ	Free	65.7279	₹65,728	1–3 days	Send
8 National Australia Bank	Free	65.6532	₹65,653	1–3 days	Send
9 Westpac	Free	65.5165	₹65,517	1–3 days	Send
10 OFX	AUD 15.00	66.0042	₹65,014	1–2 days	Send

Send Money from Australia to India — Best AUD/INR Rates

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