Why is the CHF so expensive against the EUR and USD?

The CHF benefits from Switzerland's low inflation, current-account surplus, political neutrality, and reputation for monetary discipline. Investors buy CHF during global uncertainty, pushing its value higher than fundamentals alone would suggest.

Cheapest way to send CHF to India or the Philippines?

Wise and Revolut typically lead, with effective costs under 1%. Swiss banks charge 1.5–3% on most outbound transfers; PostFinance is competitive on small amounts thanks to bundled account pricing.

Can I send CHF without a Swiss bank account?

Yes — Wise, Revolut, and Remitly all accept funding from EU bank accounts in EUR or via card. The conversion to CHF (or directly EUR→destination) happens within the provider, not at the bank.

Are there transfer reporting requirements in Switzerland?

Cash transactions above CHF 100,000 must be reported to MROS (Money Laundering Reporting Office). Digital transfers don't trigger automatic reports unless flagged by AML monitoring rules. There is no general individual cap.

How fast does CHF→EUR settle within Europe?

SEPA-connected Swiss banks (PostFinance, UBS, ZKB) typically settle in 1 business day. SEPA Instant is not yet broadly available from Switzerland; for instant settlement, use Wise or Revolut.

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Swiss Franc (CHF) Live Exchange Rate & Remittance Guide

CHF · CHF · Swiss National Bank (SNB)

1 USD =

CHF0.7933

Live (cached)

About the Swiss Franc

The Swiss Franc has been Switzerland's official currency since 1850. It is widely viewed as the world's premier 'safe-haven' currency, appreciating during global stress events. The SNB maintained a EUR/CHF floor at 1.20 from 2011 to 2015; its sudden removal in January 2015 caused one of the largest single-day FX moves in modern history.

Why CHF matters for remittance

Switzerland's high-income workforce — roughly a quarter of which are foreign nationals — generates significant outbound remittances. Major destinations include Italy, Portugal, Germany, France, Spain, Turkey, the Balkans, and Sri Lanka, totalling over CHF 26 billion annually.

CHF cross-rates

Live

What 1 Swiss Franc (CHF) is worth in major currencies right now, at the wholesale mid-market rate.

Currency	1 CHF CHF =	Inverse (1 unit in CHF)
USD USA	$1.2606 USD	CHF0.793250 CHF
EUR Europe	€1.0859 EUR	CHF0.920884 CHF
GBP UK	£0.938882 GBP	CHF1.0651 CHF
INR India	₹119.26 INR	CHF0.008385 CHF
AED UAE	د.إ4.6302 AED	CHF0.215974 CHF

USD rate is live from Wise's comparison API; other reference rates are derived from the latest USD-anchored mid-market table. Retail providers add a margin on top — see the comparison table on each corridor page for the rate you'll actually receive.

Compare CHF corridors

See live rates and the best providers for each pair.

CHF→INR CHF→EUR CHF→PHP CHF→TRY CHF→LKR

Switzerland remittance guide

Country profile for sending money OUT of Switzerland — regulators, top corridors, FAQs.

🇨🇭 Send from Switzerland

CHF remittance regulations

Money transmitters in Switzerland are supervised by FINMA and must be members of an SRO (self-regulatory organisation). Strict AML rules apply: any transaction above CHF 1,000 (cash) or CHF 15,000 (digital) requires customer identification. Switzerland is not in the EU, so SEPA does not apply, though most Swiss banks are SEPA-connected.

How to send Swiss Franc (CHF)

Fund via Swiss bank transfer (SIC) or TWINT for the cheapest in-Switzerland funding step.
Compare providers on recipient amount; PostFinance and Swiss banks have noticeably wider spreads than Wise or Revolut.
Sri Lankan and Turkish corridors have many small providers — favour FINMA-listed names to avoid funds being held during AML review.
Note that some Swiss employers offer free first-of-month international transfers as a perk — worth asking HR.

Currency facts

ISO 4217: 756
Sub-unit: 100 rappen = 1 franc
Central bank: Swiss National Bank (SNB)
Daily FX volume: $390 billion/day
Symbol: CHF
52-week range (vs USD): 0.872 – 0.892

Frequently asked questions

Live rates fetched from Wise's public comparison API. For currency conversion mid-rates we display Wise's quoted rate, which has zero markup. Methodology.